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US Bank CLI - hard or soft pull?

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stefanc
Regular Contributor

US Bank CLI - hard or soft pull?

Hi all, wondering if there is anyone with recent experience asking US Bank for a CLI. Interested to know if it was a hard pull or soft pull was there a threshold amount where it went from soft to hard pulll etc.

 

TIA

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4 REPLIES 4
Scuba
Frequent Contributor

Re: US Bank CLI - hard or soft pull?

When I tried, they wanted a hard so I said no.

 

I will stay with my lines they way they are.  I will take a hard for a new line but my exisiting cards can get sock drawered or do a soft.

 

 

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Imhotrodcrazy
Valued Contributor

Re: US Bank CLI - hard or soft pull?

I was told it was a HP when I inquired.

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 3 of 5
andre181
Established Contributor

Re: US Bank CLI - hard or soft pull?

I also say hard. 

 

In my case, it was a hard on TU

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 4 of 5
Anonymous
Not applicable

Re: US Bank CLI - hard or soft pull?

Just got  CLI's on my Us Bank CC and a my Kroger CC and received just 1 hard pull on TU.

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