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US Bank - CRA Hard Inquiry Pulls/ CC Application

tag
Iincognito
Regular Contributor

US Bank - CRA Hard Inquiry Pulls/ CC Application

Anyone know which CRA (EQ, TU or EX) US Bank uses for their hard pulls when applying for their Flex Platinum Visa...? Thanks.

Message 1 of 10
9 REPLIES 9
jefftca925
Established Contributor

Re: US Bank - CRA Hard Inquiry Pulls/ CC Application

they pulled EQ for me in California.  Great bank if you can get in.

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 2 of 10
Imhotrodcrazy
Valued Contributor

Re: US Bank - CRA Hard Inquiry Pulls/ CC Application

I live in So Cal and in my case they pulled EX  for me.  They have been an excellent bank for me.  Good luck to you.

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 3 of 10
tengtengvn
Frequent Contributor

Re: US Bank - CRA Hard Inquiry Pulls/ CC Application

EQ in NorCal. IMO, they are better than BoA, Chase, Citi.

What's in your wallet?
-Not Capital One.
Message 4 of 10
Anonymous
Not applicable

Re: US Bank - CRA Hard Inquiry Pulls/ CC Application

We bank at USBank.  We asked our bank manager, and he was glad to tell us (he's a pretty cool bank manager btw). 

Here they pull Experian always for their cc's.

Message 5 of 10
Anonymous
Not applicable

Re: US Bank - CRA Hard Inquiry Pulls/ CC Application

May pull any bureau, Have always pulled EX for me in Colorado. Always pulls TU for their Linux card

Message 6 of 10
score_building
Senior Contributor

Re: US Bank - CRA Hard Inquiry Pulls/ CC Application

 


@Anonymous wrote:

May pull any bureau, Have always pulled EX for me in Colorado. Always pulls TU for their Linux card


They pulled EX for my recent Linux app.  

 

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 7 of 10
Anonymous
Not applicable

Re: US Bank - CRA Hard Inquiry Pulls/ CC Application

OFFICEMAX siggy pulled EX

Message 8 of 10
stefanc
Regular Contributor

Re: US Bank - CRA Hard Inquiry Pulls/ CC Application

EQ for both DW and I on Linux card.

Message 9 of 10
MidnightVoice
Super Contributor

Re: US Bank - CRA Hard Inquiry Pulls/ CC Application

Good bank, conservative and not in trouble.  Pull EQ for me in Iowa

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 10 of 10
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