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I bank with US Bank and noticed that they now offer a "card recommendation" service kind of like Capital One's pre-qual service, and I was wondering if anyone has tried it and applied for one of the cards they recommended and got the card? Since I bank with them, I know they are pretty strict. I am in the garden, so I wouldn't apply regardless, but it's good to gather information while I wait....
If they gave you a set APR it is more likely to give you an instant approval. If it gave you a range then it will probably result in a manual review. US Bank is one of the strictest lenders and will manually review many applications.