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US Bank Cash+ 5% sign-up for July-Sept!!!!

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Ron1
Super Contributor

US Bank Cash+ 5% sign-up for July-Sept!!!!

US Bank sent me an email to noify me to sign up 5% for July-Sept.  I chose 5% restaurant and fast food and groceries for 2%. What do you choose?

 

 

Message 1 of 20
19 REPLIES 19
Sevenfeet
Regular Contributor

Re: US Bank Cash+ 5% sign-up for July-Sept!!!!

I guess the big question....did anything change?

Message 2 of 20
Ron1
Super Contributor

Re: US Bank Cash+ 5% sign-up for July-Sept!!!!


@Sevenfeet wrote:

I guess the big question....did anything change?


No, it still doesn't have 5% for billpay. Smiley Sad

 

 

Ron.

Message 3 of 20
longtimelurker
Epic Contributor

Re: US Bank Cash+ 5% sign-up for July-Sept!!!!


@Sevenfeet wrote:

I guess the big question....did anything change?


Answer a) No, the categories are exactly the same as Q22013

Answer b) Yes, by the time the categories become active, the $2K cap and the 1 $25 a year bonus rules will be in effect.

Message 4 of 20
Sevenfeet
Regular Contributor

Re: US Bank Cash+ 5% sign-up for July-Sept!!!!


@longtimelurker wrote:

@Sevenfeet wrote:

I guess the big question....did anything change?


Answer a) No, the categories are exactly the same as Q22013

Answer b) Yes, by the time the categories become active, the $2K cap and the 1 $25 a year bonus rules will be in effect.


What $2K cap?  I'm aware of the $25 bonus rules change.

Message 5 of 20
longtimelurker
Epic Contributor

Re: US Bank Cash+ 5% sign-up for July-Sept!!!!

Now on their website:

 

Earn 5% cash back on your first $2,000 in net purchases each quarter on the combined two categories you choose like Restaurants or Department Stores

 


So max of $100 per quarter.  Someone phoned and it was confirmed that from Jul 1 this applies to all.  I would expect a notice about in the May or June statement.

(New customers are impacted immediately)

Message 6 of 20
Woolfman
Established Contributor

Re: US Bank Cash+ 5% sign-up for July-Sept!!!!

glad they are not limiting the 2% also.. thats where i make all my money! Smiley Happy

Message 7 of 20
enharu
Super Contributor

Re: US Bank Cash+ 5% sign-up for July-Sept!!!!


@Ron1 wrote:

@Sevenfeet wrote:

I guess the big question....did anything change?


No, it still doesn't have 5% for billpay. Smiley Sad

 

 

Ron.


Ya.......this is sad news.

I figured with the cap on they could at least reintroduce all those sweet categories back.

Oh well.

I'm still going to hit the cap regardless anyways, just not in an as easy method.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 8 of 20
nishant1
New Contributor

Re: US Bank Cash+ 5% sign-up for July-Sept!!!!

$2000 cap is not on spending. It is on earning as clarified to me by their representative when I discussed changed categories in 1Q

 

To earn $2000, you have to spend 20 times that amount which for all practical purposes is huge.

Message 9 of 20
Woolfman
Established Contributor

Re: US Bank Cash+ 5% sign-up for July-Sept!!!!


@nishant1 wrote:

$2000 cap is not on spending. It is on earning as clarified to me by their representative when I discussed changed categories in 1Q

 

To earn $2000, you have to spend 20 times that amount which for all practical purposes is huge.


The website specifically says different.

 

Earn 5% cash back on your first $2,000 in net purchases each quarter on the combined two categories you choose

 

do not believe CS reps..

Message 10 of 20
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