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Valued Contributor
Posts: 1,074
Registered: ‎02-03-2009
0

US Bank Cash+ Auto CLI

I am liking this card. Second statement posted today, Credit Limit started at 8k, and I received auto CLI to 11.5k. I used it regularly for my 5% categories restaurants/hotels), and PIF both months. 


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (6), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 RLR MC, Diner's Club MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (7/2015): EQ My Fico: 789; TU MyFico: 795; EX (My Fico): 774
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: US Bank Cash+ Auto CLI

Interesting.  Heard of a few people getting auto CLIs after a couple of statements.  I hope they auto CLI above 25k.

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Established Contributor
Posts: 720
Registered: ‎09-12-2011
0

Re: US Bank Cash+ Auto CLI


Crashem wrote:

Interesting.  Heard of a few people getting auto CLIs after a couple of statements.  I hope they auto CLI above 25k.


In a Cash+ thread I read on another board, someone posted about getting their CL auto-increased from $25k to $40k.  So it seems they do go above $25k.

FICOs: TU08 841 2/9/15 per Barclay; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 809 3/4/15; EX08 812 3/8/15 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $19.3K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $11.6K; Citi Simplicity Visa $23.3K; Discover IT $26.5K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $17.5K; US Bank Cash+ Visa Sig $24.5K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Established Contributor
Posts: 833
Registered: ‎08-02-2008
0

Re: US Bank Cash+ Auto CLI


emptypockets wrote:

I am liking this card. Second statement posted today, Credit Limit started at 8k, and I received auto CLI to 11.5k. I used it regularly for my 5% categories restaurants/hotels), and PIF both months. 


Same thing happened to me.

FICO: EX: 743 (6/15); TU: 760 (6/15); EQ 722 (5/15)
Senior Contributor
Posts: 4,698
Registered: ‎02-23-2011
0

Re: US Bank Cash+ Auto CLI

Is there any sort of spending limit on the 5% cateogries?

Established Contributor
Posts: 720
Registered: ‎09-12-2011
0

Re: US Bank Cash+ Auto CLI


Open123 wrote:

Is there any sort of spending limit on the 5% cateogries?


No limits or caps.

FICOs: TU08 841 2/9/15 per Barclay; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 809 3/4/15; EX08 812 3/8/15 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $19.3K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $11.6K; Citi Simplicity Visa $23.3K; Discover IT $26.5K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $17.5K; US Bank Cash+ Visa Sig $24.5K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Contributor
Posts: 82
Registered: ‎03-22-2012
0

Re: US Bank Cash+ Auto CLI

Is your credit limit reported in your account or just on your statement? My online statements won't load right now for some reason but when I log into my account it just says "--" for credit limit.

Amex BCE $20.8k --- US Bank Cash+ $14k --- Cap1 QS $12.5k --- Citi DoubleCash $5.9k --- Target RedCard $300
Senior Contributor
Posts: 4,698
Registered: ‎02-23-2011
0

Re: US Bank Cash+ Auto CLI


darkpearl wrote:

Is your credit limit reported in your account or just on your statement? My online statements won't load right now for some reason but when I log into my account it just says "--" for credit limit.


Good question.

 

Maybe they don't report the CLs of signature cards?

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Valued Contributor
Posts: 1,074
Registered: ‎02-03-2009
0

Re: US Bank Cash+ Auto CLI

[ Edited ]

It only show on my statements. I see -- in the spot for credit limit. When you actually look at the statement, you will see the limit. The credit limit does report to the credit bureaus as well.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (6), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 RLR MC, Diner's Club MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (7/2015): EQ My Fico: 789; TU MyFico: 795; EX (My Fico): 774
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