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US Bank Cash+ Auto CLI

Valued Contributor

US Bank Cash+ Auto CLI

I am liking this card. Second statement posted today, Credit Limit started at 8k, and I received auto CLI to 11.5k. I used it regularly for my 5% categories restaurants/hotels), and PIF both months. 


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797
Message 1 of 9
8 REPLIES
Valued Contributor

Re: US Bank Cash+ Auto CLI

Interesting.  Heard of a few people getting auto CLIs after a couple of statements.  I hope they auto CLI above 25k.

               LIMITS IN CARD DESCRIPTIONS
Message 2 of 9
Established Contributor

Re: US Bank Cash+ Auto CLI


Crashem wrote:

Interesting.  Heard of a few people getting auto CLIs after a couple of statements.  I hope they auto CLI above 25k.


In a Cash+ thread I read on another board, someone posted about getting their CL auto-increased from $25k to $40k.  So it seems they do go above $25k.

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Message 3 of 9
Established Contributor

Re: US Bank Cash+ Auto CLI


emptypockets wrote:

I am liking this card. Second statement posted today, Credit Limit started at 8k, and I received auto CLI to 11.5k. I used it regularly for my 5% categories restaurants/hotels), and PIF both months. 


Same thing happened to me.

FICO: EX: 763 (12/16); TU: 786 (12/16); EQ 731 (12/16)
Amex Blue Cash Preferred | Amex SimplyCash Plus | Chase Amazon Prime VS | Chase Freedom VS | Discover IT | Penfed Power Cash Rewards VS | Sams Club MC | USAA Limitless Rewards PV
Message 4 of 9
Super Contributor

Re: US Bank Cash+ Auto CLI

Is there any sort of spending limit on the 5% cateogries?

Message 5 of 9
Established Contributor

Re: US Bank Cash+ Auto CLI


Open123 wrote:

Is there any sort of spending limit on the 5% cateogries?


No limits or caps.

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Message 6 of 9
Contributor

Re: US Bank Cash+ Auto CLI

Is your credit limit reported in your account or just on your statement? My online statements won't load right now for some reason but when I log into my account it just says "--" for credit limit.

Message 7 of 9
Super Contributor

Re: US Bank Cash+ Auto CLI


darkpearl wrote:

Is your credit limit reported in your account or just on your statement? My online statements won't load right now for some reason but when I log into my account it just says "--" for credit limit.


Good question.

 

Maybe they don't report the CLs of signature cards?

Message 8 of 9
Highlighted
Valued Contributor

Re: US Bank Cash+ Auto CLI

It only show on my statements. I see -- in the spot for credit limit. When you actually look at the statement, you will see the limit. The credit limit does report to the credit bureaus as well.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797
Message 9 of 9