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Established Contributor
emptypockets
Posts: 956
Registered: ‎02-03-2009

US Bank Cash+ Auto CLI

I am liking this card. Second statement posted today, Credit Limit started at 8k, and I received auto CLI to 11.5k. I used it regularly for my 5% categories restaurants/hotels), and PIF both months. 


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Nordstrom Visa,US Bank Cash+, Chase (5), Huntington Voice, UMB Visa, Dillard's AMEX, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Macy's AMEX; Several store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (7/8/2014): 814; EX (6/14): 775
Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Re: US Bank Cash+ Auto CLI

Interesting.  Heard of a few people getting auto CLIs after a couple of statements.  I hope they auto CLI above 25k.

               LIMITS IN CARD DESCRIPTIONS
Established Contributor
CribDuchess
Posts: 589
Registered: ‎09-12-2011

Re: US Bank Cash+ Auto CLI


Crashem wrote:

Interesting.  Heard of a few people getting auto CLIs after a couple of statements.  I hope they auto CLI above 25k.


In a Cash+ thread I read on another board, someone posted about getting their CL auto-increased from $25k to $40k.  So it seems they do go above $25k.

FICOs: TU08 841 6/3/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 810 6/10/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $15.1K; Discover IT $22.5K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Established Contributor
UFGuy2006
Posts: 712
Registered: ‎08-02-2008

Re: US Bank Cash+ Auto CLI


emptypockets wrote:

I am liking this card. Second statement posted today, Credit Limit started at 8k, and I received auto CLI to 11.5k. I used it regularly for my 5% categories restaurants/hotels), and PIF both months. 


Same thing happened to me.

FICO: EX: 735 (5/14); TU: 776 (5/14); EQ 711 (5/14)

In My Wallet: Amex X 5 | Barclays X 2 | BOA X 1 | CapOne X 3 | Chase X 3 | Citi X 5 | DCU X 1 | Discover X 1| Fidelity X 1 | Fifth Third X 1 | PenFed X 1 | PSECU X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1

Holding off apps for the next 6 months! Last inq 5/27/2014.
Senior Contributor
Open123
Posts: 3,969
Registered: ‎02-23-2011

Re: US Bank Cash+ Auto CLI

Is there any sort of spending limit on the 5% cateogries?

Established Contributor
CribDuchess
Posts: 589
Registered: ‎09-12-2011

Re: US Bank Cash+ Auto CLI


Open123 wrote:

Is there any sort of spending limit on the 5% cateogries?


No limits or caps.

FICOs: TU08 841 6/3/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 810 6/10/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $15.1K; Discover IT $22.5K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Contributor
darkpearl
Posts: 82
Registered: ‎03-22-2012

Re: US Bank Cash+ Auto CLI

Is your credit limit reported in your account or just on your statement? My online statements won't load right now for some reason but when I log into my account it just says "--" for credit limit.

Amex BCE $14.9k --- Cap1 QS $10.5k --- US Bank Cash+ $9.5k --- Target RedCard $300
Senior Contributor
Open123
Posts: 3,969
Registered: ‎02-23-2011

Re: US Bank Cash+ Auto CLI


darkpearl wrote:

Is your credit limit reported in your account or just on your statement? My online statements won't load right now for some reason but when I log into my account it just says "--" for credit limit.


Good question.

 

Maybe they don't report the CLs of signature cards?

Established Contributor
emptypockets
Posts: 956
Registered: ‎02-03-2009

Re: US Bank Cash+ Auto CLI

[ Edited ]

It only show on my statements. I see -- in the spot for credit limit. When you actually look at the statement, you will see the limit. The credit limit does report to the credit bureaus as well.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Nordstrom Visa,US Bank Cash+, Chase (5), Huntington Voice, UMB Visa, Dillard's AMEX, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Macy's AMEX; Several store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (7/8/2014): 814; EX (6/14): 775

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