Reply
Established Contributor
amercnchopz34
Posts: 838
Registered: ‎10-28-2011

Re: US Bank Cash + Card with BK reporting??

looks like I Might go maybe 1 for 3.......I probably will not app for US bank till BK drops off completely.........will give others a try and see what happens


Established Contributor
amercnchopz34
Posts: 838
Registered: ‎10-28-2011

Re: US Bank Cash + Card with BK reporting??


LS2982 wrote:

amercnchopz34 wrote:

LS2982 wrote:


If I had to guess the BK will be a dealbreaker for the Cash+.

 


shattering my hopes and dreams......sound of broken glass everywhere....:smileysad:


YMMV of course, I think you would have a way better shot for it letting your AMEX and Discover gain a year of history 1st........:smileywink:

 


hopefully I will get approved for  both of them ....when I apped for the discover  I did recon but still said no ...at the time I had 1 collection that was showing ....wouldnt you know it dropped off the next month....:smileysad:


Mega Contributor
LS2982
Posts: 15,093
Registered: ‎04-09-2011

Re: US Bank Cash + Card with BK reporting??


amercnchopz34 wrote:

LS2982 wrote:

amercnchopz34 wrote:

LS2982 wrote:


If I had to guess the BK will be a dealbreaker for the Cash+.

 


shattering my hopes and dreams......sound of broken glass everywhere....:smileysad:


YMMV of course, I think you would have a way better shot for it letting your AMEX and Discover gain a year of history 1st........:smileywink:

 


hopefully I will get approved for  both of them ....when I apped for the discover  I did recon but still said no ...at the time I had 1 collection that was showing ....wouldnt you know it dropped off the next month....:smileysad:


I think the AMEX and Discover should be your focus and garden until January '14. This will get you primed up for the good stuff!

 




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013
Regular Contributor
DeadSpider
Posts: 197
Registered: ‎07-29-2012

Re: US Bank Cash + Card with BK reporting??

Ive had the GREEN card that was CO in my BK.

 

The only bad thing I have on my CR is my BK.

 

I applied for SKY card because wife got BCP and I'm AU, it's our main card for everything. I couldn't think of any other card to apply without AF.

 

I've never had Discover before so i might get approved for also AU.

Cap1 VISA Signature Cash Reward 2005 $6.5K, Freedom MC 2006 $5K, Amex Sky 1999 $2K, Discover IT 2013 3.5K, BCE $8800, NFL $1500

Starting Score: 0
Current Score: 742
Goal Score: 800


Take the FICO Fitness Challenge
Established Contributor
amercnchopz34
Posts: 838
Registered: ‎10-28-2011

Re: US Bank Cash + Card with BK reporting??


DeadSpider wrote:

Ive had the GREEN card that was CO in my BK.

 

The only bad thing I have on my CR is my BK.

 

I applied for SKY card because wife got BCP and I'm AU, it's our main card for everything. I couldn't think of any other card to apply without AF.

 

I've never had Discover before so i might get approved for also AU.


so have a sky in your name or are u just a AU?


Regular Contributor
DeadSpider
Posts: 197
Registered: ‎07-29-2012

Re: US Bank Cash + Card with BK reporting??

Sky is in my name and AU on BCP.

 

My SKY card was backdated automatically to original GREEN member date 1999.

Cap1 VISA Signature Cash Reward 2005 $6.5K, Freedom MC 2006 $5K, Amex Sky 1999 $2K, Discover IT 2013 3.5K, BCE $8800, NFL $1500

Starting Score: 0
Current Score: 742
Goal Score: 800


Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+