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US Bank Cash + Categories Question

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MoneyBurns
Frequent Contributor

US Bank Cash + Categories Question

Just a quick question. Does anyone have experience with the rewards with this card? By that, I mean it says it may take up to several business days (2 or 3 I think it said) for the 5% to take effect. Does anyone have any experience with the wait time? I just received the card today and want to run it through some fast food lunch to get 5%. XD Thanks for the responses!

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Message 1 of 4
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JustBPatient
Established Contributor

Re: US Bank Cash + Categories Question

I think its right away.  There will be a screen something along the lines of you are all set and normally followed by an email confirmation.

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 2 of 4
MoneyBurns
Frequent Contributor

Re: US Bank Cash + Categories Question

Ok. If it isn't right away, would that mean the categories I used will count as 1% or will they do some sort of backtracking?

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Message 3 of 4
minski
Established Contributor

Re: US Bank Cash + Categories Question

When I pc'ed to the Cash+, the rep told me I'd get 5% by the next day. If you've got your card already, the 5% is probably active already. Test it out. At the minimum you will get 1% back.  

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