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US Bank Cash+ PC

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racer-x
Valued Contributor

Re: US Bank Cash+ PC

I went  to my local branch today and they were making sure I was aware of the Cash+. 

I have their Platinum VISA for $10k and Premier LOC for $15k.  I've had those accounts for 10 mos and have been banking with them for over 6 yrs.

 

I told the teller I would check it out online and do the research on it....(i.e. - coming to the myFico forum).  She promptly gave me her card and said to come in to take care of it in person if I decided to a PC....I think the tellers' have some sort of an incentive if they're responsible for a 'sale' or PC.

 

Would I really need to wait 12 mos, vs 10 mos to do this?

Message 31 of 37
Themanwhocan
Senior Contributor

Re: US Bank Cash+ PC


@racer-x wrote:

I went  to my local branch today and they were making sure I was aware of the Cash+. 

I have their Platinum VISA for $10k and Premier LOC for $15k.  I've had those accounts for 10 mos and have been banking with them for over 6 yrs.

 

I told the teller I would check it out online and do the research on it....(i.e. - coming to the myFico forum).  She promptly gave me her card and said to come in to take care of it in person if I decided to a PC....I think the tellers' have some sort of an incentive if they're responsible for a 'sale' or PC.

 

Would I really need to wait 12 mos, vs 10 mos to do this?


No. Just call the number on the back of the card (NOT the backdoor number). Its very easy, shouldn't take more than 1-2 minutes.

 

I did my PC via phone at 6 months and 4 months.





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 32 of 37
coldnmn
Mega Contributor

Re: US Bank Cash+ PC


@Themanwhocan wrote:

@racer-x wrote:

I went  to my local branch today and they were making sure I was aware of the Cash+. 

I have their Platinum VISA for $10k and Premier LOC for $15k.  I've had those accounts for 10 mos and have been banking with them for over 6 yrs.

 

I told the teller I would check it out online and do the research on it....(i.e. - coming to the myFico forum).  She promptly gave me her card and said to come in to take care of it in person if I decided to a PC....I think the tellers' have some sort of an incentive if they're responsible for a 'sale' or PC.

 

Would I really need to wait 12 mos, vs 10 mos to do this?


No. Just call the number on the back of the card (NOT the backdoor number). Its very easy, shouldn't take more than 1-2 minutes.

 

I did my PC via phone at 6 months and 4 months.


Just called in product changed from FlexPerks also only took 1-2 minutes. Called the number on my card thought I would share for anyone considering it.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 33 of 37
FutureBillionaire
Established Contributor

Re: US Bank Cash+ PC

If only I could PC my Kroger 123 rewards card...

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Message 34 of 37
jesseh
Frequent Contributor

Re: US Bank Cash+ PC


@FutureBillionaire wrote:

If only I could PC my Kroger 123 rewards card...


If you have a >5k limit you could give them a call and check.

Cards: BCE 24k 5/'17 | CF 12k 10/'15 | IHG 12k 10/'15 | HH 6k 6/'18 | DS It 6k 3/'15 | TR 5k 11/'15
Scores: 760-770 | Inquiries: 0-1 | Utilization: 0-10% | AAoA: 3yrs | Bank: Ally | CU's: Navy & Pentagon
Message 35 of 37
yellowcake
Regular Contributor

Re: US Bank Cash+ PC

I did my PC from Flex Perks after about 3 months. 

Message 36 of 37
coldnmn
Mega Contributor

Re: US Bank Cash+ PC


@FutureBillionaire wrote:

If only I could PC my Kroger 123 rewards card...


I tried to pc my Ace Rewards they told me they couldn't PC co-branded card.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 37 of 37
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