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Frequent Contributor
WarJar101
Posts: 341
Registered: ‎08-14-2012
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US Bank Cash + (Plus) vs. PenFed Platinum Rewards Card

If it came right down to it, which card would you choose and why?

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Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012
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Re: US Bank Cash + (Plus) vs. PenFed Platinum Rewards Card

I'm normally not a fan of cash back cards, but if I had to choose one I'd go with PenFed. It doesn't charge forex, which is a really big deal if you spend most of your time outside the US like I do.

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Super Contributor
Ron1
Posts: 5,056
Registered: ‎05-23-2009
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Re: US Bank Cash + (Plus) vs. PenFed Platinum Rewards Card


WarJar101 wrote:

If it came right down to it, which card would you choose and why?


It depends what you're going to use it for. 

 

 

Ron.

Regular Contributor
ukimafija
Posts: 127
Registered: ‎08-13-2012
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Re: US Bank Cash + (Plus) vs. PenFed Platinum Rewards Card

Both!!! They are good for different stuff, Penfed for Gas and Groceries, Cash + for bills. I would say Penfed first Cash+ second, I am gonna apply for both, they pull different Bureau anyway

BOA Cash Rewards Visa Sig. 12K; BOA Travel Rewards Visa Sig 5K, US Bank Cash+ 11.5K, AMEX BCE 6200, AMEX BLUE Sky 7K, Chase Freedom Visa Sig. 5400, Fort Knox FCU Visa Platinum 2500; CAP ONE Cash Rewards WORLD MC 5K

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Dustink
Posts: 2,980
Registered: ‎10-02-2012
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Re: US Bank Cash + (Plus) vs. PenFed Platinum Rewards Card

[ Edited ]

Neither. Go with the US Bank Flexperks card. With a package checking account, you get a decent amount of bonus points.

 

You can choose to get a statement credit with the rewards, or you can get twice as much out of the points by paying for flights.

 

The bonus points are better too. Currently, they are offering either a $150 statement credit or $300 in airfare just for signing up. The annual fee is waived by either spending a couple thousand per month or by talking to customer service.

 

So far, I have been earning around 4% rewards. They are also pretty generous about giving bonus/courtesy points.

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