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US Bank Cash+ Q4 Categories - Open for Selection

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SunriseEarth
Moderator Emeritus

US Bank Cash+ Q4 Categories - Open for Selection

Just checked my Cash+ and saw that they were ready for Q4 already.   Doesn't look like there are any changes from Q3 in terms of our choices.

 

https://cashplus.usbank.com/

 

Since Discover is doing Department Stores for Q4, I chose Gyms & Fast Food as my 5% (those sound contradictory).   I chose Restaurants as my 2%.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 1 of 8
7 REPLIES 7
nrm
Frequent Contributor

Re: US Bank Cash+ Q4 Categories - Open for Selection

Already chose mine, too.
Message 2 of 8
Peteyglad
Established Contributor

Re: US Bank Cash+ Q4 Categories - Open for Selection

Mine are the same every time. Cell phone and electronics stores for 5% and gas for 2%. 

Chase Sapphire Preferred 20k | Amex Delta Platinum 20k | Amex Hilton Aspire 20k | US Bank Cash+ 25k | Chase Amazon Prime 25k | Barclaycard Aviator Red 40k | Bank of America Alaska Airlines 42k | Chase Marriott 50k | Discover It 50.3k | Amex EDP 52k | Citi Thank You Premier 56K | Bank of America BBR 57.9k
Message 3 of 8
NRB525
Super Contributor

Re: US Bank Cash+ Q4 Categories - Open for Selection

Good to hear the sign up is available, but I'm waiting to get more details about what Chase Freedom has for Q4 categories. With Cash+, once you sign up, after a few short days those categories are locked down, and you don't have to have them locked in until October 1 anyhow.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 4 of 8
kdm31091
Super Contributor

Re: US Bank Cash+ Q4 Categories - Open for Selection


@NRB525 wrote:

Good to hear the sign up is available, but I'm waiting to get more details about what Chase Freedom has for Q4 categories. With Cash+, once you sign up, after a few short days those categories are locked down, and you don't have to have them locked in until October 1 anyhow.


That's not true. You can edit your selections up until about a week before the quarter begins. Nevertheless, there's no benefit to rushing to enroll.

Message 5 of 8
galahad15
Valued Contributor

Re: US Bank Cash+ Q4 Categories - Open for Selection

For me, the 5% categories have been cell phones and fast food, 2% category has been restaurants.  Has worked out pretty well for me, so far  Smiley Happy


Message 6 of 8
Anonymous
Not applicable

Re: US Bank Cash+ Q4 Categories - Open for Selection

The categories seem really weak for me nowadays. The only thing preventing me from chucking the card is the 5% fast food Smiley Tongue

Message 7 of 8
SunriseEarth
Moderator Emeritus

Re: US Bank Cash+ Q4 Categories - Open for Selection


@kdm31091 wrote:

@NRB525 wrote:

Good to hear the sign up is available, but I'm waiting to get more details about what Chase Freedom has for Q4 categories. With Cash+, once you sign up, after a few short days those categories are locked down, and you don't have to have them locked in until October 1 anyhow.


That's not true. You can edit your selections up until about a week before the quarter begins. Nevertheless, there's no benefit to rushing to enroll.


...aside from making sure that you don't forget to enroll.   It's easier than remembering to take my gingko biloba.  Smiley Very Happy



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 8 of 8
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