US Bank Cash + Restaurants category downgraded to 2% next quarter...

[coldnmn]

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@VinnyofLegend wrote:

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@coldnmn wrote:

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@celluloid17 wrote:

I'd have rather that they just lowered the quarterly 5% spending cap than eliminate restaurants as a 5% option altogether. The other categories aren't exactly everyday spend options, which makes this card much less attractive for frequent use.  

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Also looks a lot cooler handing the server a Cash+ card rather than a Sam's club card in the restaurant. 

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Mine is so worn out from swiping that all you can see is a little silver dot from the top of the "h", it looks like an unbranded usbank card with a gold +

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Sorry to say mine looks the same way!

[Anonymous]

I'm still a bit interested in the card as long as Fast Food stays at 5%, but the outlook for this card is so poor, I don't know if we should count on any 5% categories staying too much longer. What do you guys think?

[celluloid17]

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@Anonymous wrote:

I'm still a bit interested in the card as long as Fast Food stays at 5%, but the outlook for this card is so poor, I don't know if we should count on any 5% categories staying too much longer. What do you guys think?

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I would certainly hold off until we see exactly what the next quarter categories are going to be.  Although, the future prognosis of this card is somewhat bleak if they continue to nerf all the 5% categories down to non-essential options or categories that one spends a relatively low amount on monthly.

[coldnmn]

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@Anonymous wrote:

I'm still a bit interested in the card as long as Fast Food stays at 5%, but the outlook for this card is so poor, I don't know if we should count on any 5% categories staying too much longer. What do you guys think?

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They will have them I believe but will the categories be worth having remains to be seen. When they nerfed bill pay and limited to one $25 bonus a year tells the story of the direction they are heading. They hooked us now their reeling us In.

[Kenny]

I'm severely annoyed with this.   I know we're not talking about a huge amount of money here, but it really is the only useful part of the Cash + for me since I have the ink for any phone/cell expenditures. 

May have to talk to Sam's about changing my store card to the mastercard now. 

[mongstradamus]

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@Kenny wrote:

I'm severely annoyed with this.   I know we're not talking about a huge amount of money here, but it really is the only useful part of the Cash + for me since I have the ink for any phone/cell expenditures. 

May have to talk to Sam's about changing my store card to the mastercard now. 

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Time to pick up cs maybe for you so you can get some UR points for eating out ?

[Imperfectfuture]

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@SunriseEarth wrote:

Eww.   Well, looks like I won't be aiming for a Cash + card anymore

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It's off my list also.

[Kenny]

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@mongstradamus wrote:

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@Kenny wrote:

I'm severely annoyed with this.   I know we're not talking about a huge amount of money here, but it really is the only useful part of the Cash + for me since I have the ink for any phone/cell expenditures. 

May have to talk to Sam's about changing my store card to the mastercard now. 

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Time to pick up cs maybe for you so you can get some UR points for eating out ?

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I have the Sapphire.. got rid of the CSP as it wasn't valuable to me after the first year. I'll just shift a lot more spending to the Arrival instead probably.

[Themanwhocan]

My Cash+ Statement which I received today (In Minneapolis) didn't mention any of this. Fast Food was always much more useful to me than Restaurants. And as long as they have Bookstores along with the $25 annual bonus, the Cash+ cards will be useful to me.

Actually, a large number of my Drugstore purchases are very small transactions, so I already applied for a Discover Checking card a few minutes ago. So I was planning to move most Drugstore (CVS) purchases to that anyways.

[coldnmn]

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@Themanwhocan wrote:

My Cash+ Statement which I received today (In Minneapolis) didn't mention any of this. Fast Food was always much more useful to me than Restaurants. And as long as they have Bookstores along with the $25 annual bonus, the Cash+ cards will be useful to me.

Actually, a large number of my Drugstore purchases are very small transactions, so I already applied for a Discover Credit card a few minutes ago. So I was planning to move most Drugstore (CVS) purchases to that anyways.

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Mine came with the message about the rewards information and about my $25 bonus would take 4 to 6 weeks to get. All I did was copy and paste the information. It's up to you if you believe me or not.