The bonuses are nice on this card. If you have gold (25%) or platinum (50%) checking package you get the additional bonus on 1% of what you spend. This a long with the $25 gift card for redeeming in $100 increments makes this just over 6.5% (if you have gold) for the 5% categories which is nice on bill pay category. Especailly when there are no fees for the gold checking package as long as you setup autopay from your checking account to the credit card. Which is easy enough just put a little bit of cash in it and have it autopay the minimum payment.
