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Contributor
Posts: 322
Registered: ‎10-19-2012
0

US Bank Cash + Visa Signature

I am putting this up to see what people think about this card.

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: US Bank Cash + Visa Signature

It's nice enough that if it was a woman and not a credit card I'd hit it =) 

my next target 


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
Posts: 869
Registered: ‎07-04-2012
0

Re: US Bank Cash + Visa Signature

This is well placed in my next year's wish list Smiley Happy

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Valued Contributor
Posts: 1,054
Registered: ‎02-03-2009
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Re: US Bank Cash + Visa Signature

[ Edited ]

Good card to use, I like the rotating categories. the Bill Pay category is great, as most every bill I pay (cable, cell, gas, water) count as a bill at 5%. Also, since I have Chase Freedom, Discover, and Citi Dividend, I can try to cover the bases of all my regular spending with cash back cards. 

 

The website is quirky (can't see pending transactions) but you can't get everything you want, I guess. They gave me a 8.5 k limit to start, and raised it to 11k after 2 months of use as well. 


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (6), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Diner's Club MC; Macy's AMEX; A few store cards.

Current Scores (5/2015): EQ My Fico: 789; TU MyFico: 777; EX (My Fico): 764
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Valued Contributor
Posts: 1,276
Registered: ‎09-22-2009
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Re: US Bank Cash + Visa Signature

I love it.  Particlarly because you can choose what categories you;d like your rewards to go.  

EQ FICO - EQ08 - 850 - 01/01/15
TU FICO - TU08 - 850 - 01/01/15
EX FICO - EX08 - 850 - 01/01/15
EX FICO - V2 - 840 - 01/01/15
EQ FICO - EQ04 - 818 - 01/01/15
EQ FICO - Bankcard Enhanced 8 - 885 - 1/24/15
Contributor
Posts: 322
Registered: ‎10-19-2012
0

Re: US Bank Cash + Visa Signature


emptypockets wrote:

Good card to use, I like the rotating categories. the Bill Pay category is great, as most every bill I pay (cable, cell, gas, water) count as a bill at 5%. Also, since I have Chase Freedom, Discover, and Citi Dividend, I can try to cover the bases of all my regular spending with cash back cards. 

 

The website is quirky (can't see pending transactions) but you can't get everything you want, I guess. They gave me a 8.5 k limit to start, and raised it to 11k after 2 months of use as well. 


Your right you can't see the pending transactions but funny enough if you have their mobile app you can see the pending transactions on that app.

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: US Bank Cash + Visa Signature

I was considering this credit card maybe in 6 months to a year after I close up a few accounts. I like the idea of paying bills and getting rewarded for it.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: US Bank Cash + Visa Signature

 


maiden_girl wrote:

I was considering this credit card maybe in 6 months to a year after I close up a few accounts. I like the idea of paying bills and getting rewarded for it.


Since I take care of my family's entire finance (they both have their own businesses) there's a lot of bills I can pay Smiley Wink and I get to keep the cash back Smiley Happy


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: US Bank Cash + Visa Signature

How is US Bank with CLIs tho?

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: US Bank Cash + Visa Signature

[ Edited ]

maiden_girl wrote:

How is US Bank with CLIs tho?



$1500 CLi every 6 months soft pull. is what I been told, but that's assuming nothing's going bad


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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