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RonDawg
Posts: 305
Registered: ‎10-19-2012

US Bank Cash + Visa Signature

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‎10-21-2012 11:18 PM

I am putting this up to see what people think about this card.

-Ouch Fell out of the Garden-
AMEX PR Gold, AMEX Blue cash (15k), AMEX Delta (5k), US Bank Premier Line (14.5k), US Bank Cash + (5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (3.25k), Alerus Financial Visa Signature issued by Elan (10k) and JCPenney (5k..Oldest Account 20 Years)
FICO Score = 785 TU & 739 EQ Goal is 800 TU & 750 EQ
CreditKarma score = 762, CreditSesame score = 780, Vantage = 861
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distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: US Bank Cash + Visa Signature

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‎10-21-2012 11:20 PM

It's nice enough that if it was a woman and not a credit card I'd hit it =) 

my next target 


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: US Bank Cash + Visa Signature

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‎10-21-2012 11:28 PM

This is well placed in my next year's wish list :smileyhappy:

Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
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Established Contributor
emptypockets
Posts: 511
Registered: ‎02-03-2009

Re: US Bank Cash + Visa Signature

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‎10-21-2012 11:31 PM - edited ‎10-21-2012 11:32 PM

Good card to use, I like the rotating categories. the Bill Pay category is great, as most every bill I pay (cable, cell, gas, water) count as a bill at 5%. Also, since I have Chase Freedom, Discover, and Citi Dividend, I can try to cover the bases of all my regular spending with cash back cards. 

 

The website is quirky (can't see pending transactions) but you can't get everything you want, I guess. They gave me a 8.5 k limit to start, and raised it to 11k after 2 months of use as well. 

CC's: AMEX Delta/BCP/HH, Alliant Visa, PenFed AMEX, Nordstrom Sig Visa, Lowe's, BBRZ Plat, US Bank Visa Sig Cash+, Chase CSP/Freedom/Marriott, UMB Visa, Dillard's AMEX, US Airways MC, Barclay's NFL Visa, Home Depot, Citi Diamond Pref./Dividend, Discover More, Walmart Discover, Cabela's Visa, Cap One Cash Rewards Visa, BOA Better Balance Rewards MC, Jared, Kohl's, Macy's.

Current Scores: EQ (3/2/13): 755; TU (MyFico 3/2/13):749; Walmart TU Fico 08 (5/13/13): 791; EX (8/21/12 AMEX pull): 779
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Valued Contributor
android01
Posts: 1,110
Registered: ‎09-22-2009

Re: US Bank Cash + Visa Signature

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‎10-21-2012 11:32 PM

I love it.  Particlarly because you can choose what categories you;d like your rewards to go.  

EQ FICO - Beacon 5.0 - 817- 5/4/13
TU FICO - TU98 - 803- 5/4/13
TU FICO - TU08 - 845 - 5/13/13
EX FICO - Fair Isaac v2 - 839 - 5/11/13
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RonDawg
Posts: 305
Registered: ‎10-19-2012

Re: US Bank Cash + Visa Signature

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‎10-21-2012 11:35 PM

emptypockets wrote:

Good card to use, I like the rotating categories. the Bill Pay category is great, as most every bill I pay (cable, cell, gas, water) count as a bill at 5%. Also, since I have Chase Freedom, Discover, and Citi Dividend, I can try to cover the bases of all my regular spending with cash back cards. 

 

The website is quirky (can't see pending transactions) but you can't get everything you want, I guess. They gave me a 8.5 k limit to start, and raised it to 11k after 2 months of use as well. 

Your right you can't see the pending transactions but funny enough if you have their mobile app you can see the pending transactions on that app.

-Ouch Fell out of the Garden-
AMEX PR Gold, AMEX Blue cash (15k), AMEX Delta (5k), US Bank Premier Line (14.5k), US Bank Cash + (5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (3.25k), Alerus Financial Visa Signature issued by Elan (10k) and JCPenney (5k..Oldest Account 20 Years)
FICO Score = 785 TU & 739 EQ Goal is 800 TU & 750 EQ
CreditKarma score = 762, CreditSesame score = 780, Vantage = 861
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maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: US Bank Cash + Visa Signature

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‎10-21-2012 11:43 PM

I was considering this credit card maybe in 6 months to a year after I close up a few accounts. I like the idea of paying bills and getting rewarded for it.

The truth is out there...
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
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Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: US Bank Cash + Visa Signature

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‎10-21-2012 11:45 PM

 

maiden_girl wrote:

I was considering this credit card maybe in 6 months to a year after I close up a few accounts. I like the idea of paying bills and getting rewarded for it.

Since I take care of my family's entire finance (they both have their own businesses) there's a lot of bills I can pay :smileywink: and I get to keep the cash back :smileyhappy:


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: US Bank Cash + Visa Signature

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‎10-21-2012 11:46 PM

How is US Bank with CLIs tho?

The truth is out there...
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
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Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: US Bank Cash + Visa Signature

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‎10-21-2012 11:50 PM - edited ‎10-21-2012 11:50 PM

maiden_girl wrote:

How is US Bank with CLIs tho?


$1500 CLi every 6 months soft pull. is what I been told, but that's assuming nothing's going bad


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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