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Like I mentioned before, I got a 3k auto CLI after 2 months. People on other boards have mentioned getting auto CLIs as well.
Very nice card. I would consider this one if I ever needed another CC.
lets get this going again XD
@distantarray wrote:
@maiden_girl wrote:How is US Bank with CLIs tho?
$1500 CLi every 6 months soft pull. is what I been told, but that's assuming nothing's going bad
HP increase for more.
I think the Cash+ and the flexperks signature are both great cards.
I've heard nothing but good feedback about this card. This and the Flex perks with chip are on my wish list for next year's app spree! Today I opended a secondary account at US Bank to start building a relationship. I was about a get the $100 bonus for opening an account!!!!
@Dustink wrote:I think the Cash+ and the flexperks signature are both great cards.
+ 1 - I use this card for bill pay only. I get to the $100 bonus every six weeks. Nice to get that $25 gift card too!
I have nothing but good things to say about this card and highly recommend it, especially if you use the card in conjunction with a gold or platinum checking package with US Bank. We had the gold checking package and just recently converted to the platinum package to earn the 50% bonus on the Cash+ Visa rewards. So even on purchases that normally would just earn 1%, I'm earning 1.75% (if I include the $25 bonus for redeeming rewards in $100 increments - which I always do).
Of couse I'm using bill pay as one of my 5% categories and I am using department stores for my other 5% category. I have grocery as my 2% category since I do most of my grocery shopping at Walmart or Target, and since those are considered discount stores by Amex, they don't qualify for the 3% on my BCE.
I was approved for this card on July 25th and received the card on August 2nd. So I've had the card less than 3 months and I'm already about to cash in another $100 in rewards this week after my statement cuts tomorrow. I love the ease in receiving my cash rewards as I can just choose to have the money deposited right into either my checking or my savings and it happens in mere seconds. It does seem to take awhile to receive the $25 bonus Visa gift card, as I redeemed my first $100 at the end of September and still haven't received the $25 Visa gift card yet. I'm thinking by the time Christmas rolls around, I'll have 3 of these Visa gift cards. If they don't issue them with my name on them, I might give them as gifts. Otherwise I'll just take them to US Bank and exchange them for cash to deposit into our account.
What I love most right now is that there are no limits on the amount of rewards you can earn and there are no spending requirements with this card (hope that never changes!). I've had a Discover card since 1991 and while I do use it, I do not like the $1,500 cap on the 5% rewards spending. I also don't like the requirement of spending $3,000 before you earn the full 1%. Yes, Discover has 5% for department stores for this quarter, but why would I use it when I can get unlimited 5% rewards on department stores with my Cash+ card? Plus, Visa is accepted in a lot more places than Discover is.
@CribDuchess wrote:I have nothing but good things to say about this card and highly recommend it, especially if you use the card in conjunction with a gold or platinum checking package with US Bank. We had the gold checking package and just recently converted to the platinum package to earn the 50% bonus on the Cash+ Visa rewards. So even on purchases that normally would just earn 1%, I'm earning 1.75% (if I include the $25 bonus for redeeming rewards in $100 increments - which I always do).
Of couse I'm using bill pay as one of my 5% categories and I am using department stores for my other 5% category. I have grocery as my 2% category since I do most of my grocery shopping at Walmart or Target, and since those are considered discount stores by Amex, they don't qualify for the 3% on my BCE.
I was approved for this card on July 25th and received the card on August 2nd. So I've had the card less than 3 months and I'm already about to cash in another $100 in rewards this week after my statement cuts tomorrow. I love the ease in receiving my cash rewards as I can just choose to have the money deposited right into either my checking or my savings and it happens in mere seconds. It does seem to take awhile to receive the $25 bonus Visa gift card, as I redeemed my first $100 at the end of September and still haven't received the $25 Visa gift card yet. I'm thinking by the time Christmas rolls around, I'll have 3 of these Visa gift cards. If they don't issue them with my name on them, I might give them as gifts. Otherwise I'll just take them to US Bank and exchange them for cash to deposit into our account.
What I love most right now is that there are no limits on the amount of rewards you can earn and there are no spending requirements with this card (hope that never changes!). I've had a Discover card since 1991 and while I do use it, I do not like the $1,500 cap on the 5% rewards spending. I also don't like the requirement of spending $3,000 before you earn the full 1%. Yes, Discover has 5% for department stores for this quarter, but why would I use it when I can get unlimited 5% rewards on department stores with my Cash+ card? Plus, Visa is accepted in a lot more places than Discover is.
Honstly I think Bill Pay is the best 5% cat there is I don't think there is a card out there that offers this. Discover is doing 2% till the end of the year on bill pay but of course its not 5%
@RonDawg wrote:
Honstly I think Bill Pay is the best 5% cat there is I don't think there is a card out there that offers this. Discover is doing 2% till the end of the year on bill pay but of course its not 5%
I agree 100%. I mean, who doesn't have bills to pay? This is one category that everyone benefits from. I'm earning over $40 cash back per month just from the bill pay category. You can even use it towards insurance payments. I pay my State Farm insurance monthly with this card. My son is going to get his driver's license next month and we will be adding him onto our insurance, so I know that bill is going to go up dramatically. At least I can get 5% cash back - it eases the pain a bit.
I think there is a card from Barclay's that offers 2% for utility payments. Not sure if that includes insurance like US Bank's does. But it still isn't 5%.