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Established Contributor
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Registered: ‎09-25-2011
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Re: US Bank Cash + Visa Signature

^ I would really talk to the rep who got you to apply to state that you were approved and get the manager to make some calls to see if anything could be done , i dunno more and more I read about Cash+ it seems like a bait and switch like bestbuy blackfriday ads in the past before they listed the quantities lol


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
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Re: US Bank Cash + Visa Signature



Its up to you really, it is in their card member agreement that they auto recon you for the Flex Perks Cash card.  Now US Bank is great if you have a relationship with them already, Get your foot in the door I like to say.  I am old school though, My first card with them was their Platinum card after about 2 years they auto upgraded me to the Flex Perks Cash card I had that card for a few years and this summer they auto upgraded me to the Cash Plus but I was grand fathered under my really old interest rate :smileyhappy: currently my interest rate on my Cash Plus card is 7.99%


Just want to let you know that the flexperks card is completely different. An approval for anything less than $5,000 is for the U.S. Bank Cash Rewards Visa® Card. Not for a card with flexperks in the name. That is their travel rewards program.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


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Contributor
Posts: 322
Registered: ‎10-19-2012
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Re: US Bank Cash + Visa Signature


Satellite5 wrote:

scottwagnon wrote:

anyone get turned down for this card? i've been eyeing this card for sometime now.


I was, though I didn't know it at the time... :smileyindifferent:

 

I've been with US Bank for one year now (but no credit cards with them yet), so when I went in to deposit my paychecks the other day, the teller asked me why I didn't have a credit card with them. I said how about the Cash+ Visa Signature, and she put in my application and approved me for $7500 CL. Told me congratulations and gave me a print-out of all my choices for 5% and 2% cash back categories.

 

Then the card came in the mail and it was a Cash Rewards card. So I guess I'll just go back in and ask them if they could upgrade me, or wait 6 months like everyone else here is doing...


Call them up see if they are willing to upgrade or recon you for to the Cash Plus card, with a 7.5k credit limit I don't know why they wouldn't. 

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
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Re: US Bank Cash + Visa Signature


RonDawg wrote:

Satellite5 wrote:

scottwagnon wrote:

anyone get turned down for this card? i've been eyeing this card for sometime now.


I was, though I didn't know it at the time... :smileyindifferent:

 

I've been with US Bank for one year now (but no credit cards with them yet), so when I went in to deposit my paychecks the other day, the teller asked me why I didn't have a credit card with them. I said how about the Cash+ Visa Signature, and she put in my application and approved me for $7500 CL. Told me congratulations and gave me a print-out of all my choices for 5% and 2% cash back categories.

 

Then the card came in the mail and it was a Cash Rewards card. So I guess I'll just go back in and ask them if they could upgrade me, or wait 6 months like everyone else here is doing...


Call them up see if they are willing to upgrade or recon you for to the Cash Plus card, with a 7.5k credit limit I don't know why they wouldn't. 


If the limit is for more than $5,000 they should be able to give you the Cash+. Unless the banker screwed up and applied you for another card.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Established Member
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Registered: ‎10-23-2012
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Re: US Bank Cash + Visa Signature

I guess it's possible that the teller mixed up the application for another card. I'll go talk to them again next week when I deposit my checks.

Starting Score: 735 (EQ) / 777 (TU)Oct. 2012
Current Score: 761 (EQ) / 752 (TU)Aug. 2014
Goal Score: 800
App free since 19.11.2013. \o/
Contributor
Posts: 322
Registered: ‎10-19-2012
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Re: US Bank Cash + Visa Signature


Dustink wrote:

RonDawg wrote:

Satellite5 wrote:

scottwagnon wrote:

anyone get turned down for this card? i've been eyeing this card for sometime now.


I was, though I didn't know it at the time... :smileyindifferent:

 

I've been with US Bank for one year now (but no credit cards with them yet), so when I went in to deposit my paychecks the other day, the teller asked me why I didn't have a credit card with them. I said how about the Cash+ Visa Signature, and she put in my application and approved me for $7500 CL. Told me congratulations and gave me a print-out of all my choices for 5% and 2% cash back categories.

 

Then the card came in the mail and it was a Cash Rewards card. So I guess I'll just go back in and ask them if they could upgrade me, or wait 6 months like everyone else here is doing...


Call them up see if they are willing to upgrade or recon you for to the Cash Plus card, with a 7.5k credit limit I don't know why they wouldn't. 


If the limit is for more than $5,000 they should be able to give you the Cash+. Unless the banker screwed up and applied you for another card.

 


I am telling you do it lol I so sock drawered my other cards after I got this one.  I love cash back so of course you have to have the Chase Freedom and the Discover More cards in your wallet however the Cash Plus card is always in front of the rest I use it for just about everything and I got cash back big time in no time at all.  2 Months $100.00 back and an extra $25 coming to me in the mail.

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
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Posts: 3,099
Registered: ‎10-02-2012
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Re: US Bank Cash + Visa Signature


Satellite5 wrote:

I guess it's possible that the teller mixed up the application for another card. I'll go talk to them again next week when I deposit my checks.


That teller is going to be so confused when you show them your card...haha

 

They will be like huh??? $7.5k limit and the basic rewards card?

 

I bet they will be able to get it all straightened out for you if you are not able to.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Established Member
Posts: 15
Registered: ‎10-23-2012
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Re: US Bank Cash + Visa Signature

[ Edited ]

RonDawg wrote:

Dustink wrote:

RonDawg wrote:

Satellite5 wrote:

scottwagnon wrote:

...


...


... 


...

 


I am telling you do it lol I so sock drawered my other cards after I got this one.  I love cash back so of course you have to have the Chase Freedom and the Discover More cards in your wallet however the Cash Plus card is always in front of the rest I use it for just about everything and I got cash back big time in no time at all.  2 Months $100.00 back and an extra $25 coming to me in the mail.


I plan to sock drawer my Capital One card. I applied for a Discover More and am waiting for the card in the mail, so it'll just be that and the US Bank card for me now. :smileyhappy:

 

I have a Chase checking account, but I'm afraid to apply for a Freedom card. So many new accounts...

Starting Score: 735 (EQ) / 777 (TU)Oct. 2012
Current Score: 761 (EQ) / 752 (TU)Aug. 2014
Goal Score: 800
App free since 19.11.2013. \o/
Contributor
Posts: 322
Registered: ‎10-19-2012
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Re: US Bank Cash + Visa Signature


Satellite5 wrote:

RonDawg wrote:

Dustink wrote:

RonDawg wrote:

Satellite5 wrote:

scottwagnon wrote:

...


...


... 


...

 


I am telling you do it lol I so sock drawered my other cards after I got this one.  I love cash back so of course you have to have the Chase Freedom and the Discover More cards in your wallet however the Cash Plus card is always in front of the rest I use it for just about everything and I got cash back big time in no time at all.  2 Months $100.00 back and an extra $25 coming to me in the mail.


I plan to sock drawer my Capital One card. I applied for a Discover More and am waiting for the card in the mail, so it'll just be that and the US Bank card for me now. :smileyhappy:

 

I have a Chase checking account, but I'm afraid to apply for a Freedom card. So many new accounts...


Congrats on your credit card additions and good luck on the Upgrade to the Cash Plus

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Established Member
Posts: 15
Registered: ‎10-23-2012
0

Re: US Bank Cash + Visa Signature


RonDawg wrote:

Satellite5 wrote:

RonDawg wrote:

Dustink wrote:

RonDawg wrote:

Satellite5 wrote:

scottwagnon wrote:

...


...


... 


...

 


I am telling you do it lol I so sock drawered my other cards after I got this one.  I love cash back so of course you have to have the Chase Freedom and the Discover More cards in your wallet however the Cash Plus card is always in front of the rest I use it for just about everything and I got cash back big time in no time at all.  2 Months $100.00 back and an extra $25 coming to me in the mail.


I plan to sock drawer my Capital One card. I applied for a Discover More and am waiting for the card in the mail, so it'll just be that and the US Bank card for me now. :smileyhappy:

 

I have a Chase checking account, but I'm afraid to apply for a Freedom card. So many new accounts...


Congrats on your credit card additions and good luck on the Upgrade to the Cash Plus


Thanks! It was because of this forum that I even knew about the Cash+ card. :heart: So much appreciation for you guys.

Starting Score: 735 (EQ) / 777 (TU)Oct. 2012
Current Score: 761 (EQ) / 752 (TU)Aug. 2014
Goal Score: 800
App free since 19.11.2013. \o/
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