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Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
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Re: US Bank Cash + Visa Signature

Is it true you cant have one their cards if theres no bank branches around you?
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Regular Contributor
Posts: 114
Registered: ‎03-17-2009
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Re: US Bank Cash + Visa Signature


jsickz32 wrote:
Is it true you cant have one their cards if theres no bank branches around you?

I have this card and there are no branches in my state or anywhere close to me.  This card truly is for those with excellent to exceptional credit. I.      

consider this card to be ultra prime in every way. The bill pay category alone makes this card a must have.

 

Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
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Re: US Bank Cash + Visa Signature

Great cant wait to app for this card. Gardening sucks
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Regular Contributor
Posts: 157
Registered: ‎03-05-2012
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Re: US Bank Cash + Visa Signature


jsickz32 wrote:
Is it true you cant have one their cards if theres no bank branches around you?

I have the card and there are no branches anywhere near me. I love this card and use it for most everything except gas & groceries (use BCP) - I got one for me and one for the DW. I use Restaurants and Bill pay for my 5% and she uses Restaurants and Dept Stores for her 5%. Love the $25 bonus when you redeem $100. The bill pay and restaurant options is what made this an attractive card for me - especially since I run my son's utilities at college through it as well.

FICO: EQ 769, TU 762 , EX ???

Regular Contributor
Posts: 141
Registered: ‎07-01-2012
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Re: US Bank Cash + Visa Signature


GomerPyle wrote:

jsickz32 wrote:
Is it true you cant have one their cards if theres no bank branches around you?

I have this card and there are no branches in my state or anywhere close to me.  This card truly is for those with excellent to exceptional credit. I.      

consider this card to be ultra prime in every way. The bill pay category alone makes this card a must have.

 



Just called to get confirmation that I got approved today! No branch in my state either...

 

Picking up some seed and fertilier on the way home GLADLY going Farming for a very long time!!!

All Thanks to myFico:
AMEX Business Platinum (NPSL) | AMEX Business SPG ($25,000) | Citi Hilton Honors Reserve ($14,000) | US Bank Cash+ Visa Signature ($13,500) | AMEX H. Honors ($6,000) | FNBO Platinum MC $6,000) | Citi Diamond Preferred ($4,700) | Citi Double Cash ($3,200) | Chase Freedom ($3,000)
Contributor
Posts: 322
Registered: ‎10-19-2012
0

Re: US Bank Cash + Visa Signature

I noticed that Netflix does not earn 5% back on the bill pay stuck at the normal 1.25% but I did move that back to the Discover More card where it earns 2% back.

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: US Bank Cash + Visa Signature

I want this card! I was so close to getting it.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Contributor
Posts: 322
Registered: ‎10-19-2012
0

Re: US Bank Cash + Visa Signature


Dustink wrote:

I want this card! I was so close to getting it.


Thats right, you got the Flex Perks Cash right?

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: US Bank Cash + Visa Signature

[ Edited ]

RonDawg wrote:

Dustink wrote:

I want this card! I was so close to getting it.


Thats right, you got the Flex Perks Cash right?


I had college visa ($500), select rewards ($1000), flexperks sig ($5000)....then apped for cash+, I said I would close college visa and select rewards with approval....They gave me cash rewards ($2500) and no change on other accounts....I line swapped all to college visa which is my oldest account...
I now have college visa ($4,000) flexperks sig ($5,000) and they won't make any changes for 6 months. They say $9,000 is the max exposure they will give me with my very limited history, I said I have more than that in my accounts with you. Tried very hard for that last $1,000 and they would not budge.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Contributor
Posts: 322
Registered: ‎10-19-2012
0

Re: US Bank Cash + Visa Signature


Dustink wrote:

RonDawg wrote:

Dustink wrote:

I want this card! I was so close to getting it.


Thats right, you got the Flex Perks Cash right?


I had college visa ($500), select rewards ($1000), flexperks sig ($5000....then apped for cash+, I said I would close college visa and select rewards with approval....They gave me cash rewards ($2500) and no change on other accounts....I line swapped all to college visa which is my oldest account...
I now have college visa ($4,000) flexperks sig ($5,000) and they won't make any changes for 6 months.


Wait I forget, did you ask them to recon?  worst comes to worst you can always ask them to upgrade you after 6 months.   Make sure you use that Flex perks cash card making some kind of purchases on it every month so the account shows activity.  The Flex cash card is nothing fancy but its not a bad card either.  I had it before they upgraded me to the Cash + card but I had that card for years as well and the cash + only came out this past June.

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
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