Re: US Bank Cash + available to open via phone?

kkapdolee · ‎10-30-2013

On the website, it says at the branch only.

1. Is it not possible to do it over the phone since there is no branch near me?

If not then,

2. If I were to go to Vegas or somewhere on vacation and open up the card at a branch, can I later on open a second one over the phone since I'm already a member?

I saw someone on there that had 2 US Bank Cash + cards and I seem to remember that he opened his second one over the phone..

Thanks.

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longtimelurker · ‎10-30-2013

The two cards were obtained by PCing other cards. Not sure anyone here has successfully applied for two Cash Plus cards directly.

kkapdolee · ‎10-30-2013

@longtimelurker wrote:
The two cards were obtained by PCing other cards. Not sure anyone here has successfully applied for two Cash Plus cards directly.

I see. Thanks.

Well, to tell you the truth, I actually was in Vegas this past weekend and did apply for the Cash+ card in branch but got the Cash rewards card instead. Now that I'm a member of the US Bank, is it possible to apply for the Cash + card later again over the phone or will I have to go to Vegas again? lol

If PCing two cards is the only route, I'd like to take it..

[10%+] Internet, Cable, Cell phone
[5%] Gas, Grocery, Amazon, Airline tickets, Drug Stores, Dept. Stores, Target, MyHabit
[3%] Restaurants
[2%] Everything Else

resilient · ‎10-30-2013

I applied over the phone for my card. I already had a Cash Rewards card from a previous Cash + application, and was unable to PC. I do not live in a US Bank state. They told me I could apply over the phone, which I did. Wasn't approved for a Cash + again, but the underwriter's underwriter put in a request for it to be upgraded to a Cash +. Was approved about three days later.

Amex Platinum Amex PRG Amex Hilton Surpass ($7k) Citi AAdvantage WEMC ($20k) Citi Hilton Honors VS ($6.8k) Dillard's Amex ($7.5k) Discover it ($6.5k) FNBO Chrysler MC ($30k) Military Star Card ($4.8k) Nordstrom VS ($25k) PenFed Power Cash Rewards VS ($20.5k) Ritz-Carlton VI ($54.5k) Starwood Preferred Guest Amex ($10k) Susan G. Komen WMC ($38k) Kinetic CU Visa ($10k) US Bank Cash + VS ($16k) Sears MC ($6k) USAA Limitless VS ($15k) Walmart MC ($7.5k) AAdvantage Aviator Silver WEMC ($11.3k)

Peteyglad · ‎10-30-2013

I haven't had any luck applying for a cash+ card over the phone. I was planning on applying in a branch while on vacation over the Thanksgiving holiday since there will be one a few miles from me.

MrFlower · ‎10-30-2013

I pm the OP of this thread (http://ficoforums.myfico.com/t5/Credit-Cards/US-BANK-Cash-app-loophole/td-p/2394995) to see his results and have yet to her back.

It would be interesting if this was a loophole.

enharu · ‎10-30-2013

You can try calling a branch directly. Some branches are willing to help you do the app over the phone.

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US Bank Cash + available to open via phone?

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US Bank Cash + available to open via phone?