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US Bank Cash+ card

Valued Contributor

US Bank Cash+ card

Last Friday, June 8th, I called Amex to request a PC from my Flexperks card to the new Cash+ card.  After a lengthy conversation with a nice lady rep with my concerns about a HP, new account, current credit line, apr, etc I decided to go ahead since she stated that nothing would change but the product change itself.  So, tonight, I just logged in  to my US Bank account  and it shows that my Flexperks card has been changed to the Cash+ Visa Sig card.  Nothing else has been changed.  My account number, 12K CL apr, and statement date are still the same.  In addition, no HP either after checking my report.  This worked out really good  for me.  US Bank came  through for me again.  Just wanted to share my experience with you all in case you had questions about the PC on this card.  I hope that I receive my card by the end of the week. 

FICO 08
TU 839 11/11/17
EX 833 11/11/17
EQ 837 11/12/17
(NASA 30K) ( Amex 38.6k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 5/15
Message 1 of 13
12 REPLIES
Established Contributor

Re: AMEX Cash+ card

Congrats on the PC...BUT!!  You need to change the title of this to US Bank Cash+ card.  Amex doesn't have this product and it will confuse forum members.

 

Thanks!!

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 2 of 13
Regular Contributor

Re: AMEX Cash+ card

Amex??Smiley Happy

Message 3 of 13
Valued Contributor

Re: US Bank Cash+ card

Dumb  A** me, ( forgive an old man ), I changed it to US Bank. Smiley Embarassed

FICO 08
TU 839 11/11/17
EX 833 11/11/17
EQ 837 11/12/17
(NASA 30K) ( Amex 38.6k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 5/15
Message 4 of 13
Established Contributor

Re: US Bank Cash+ card

LOL!!  It happens to the best of us Smiley Very Happy  I have a FlexPerks VISA too that I rarely ever use except for a recurring charge every month.  I've called them once before about PC'ing it another card and was told "no".  I'm gonna give it a shot again later this week to see if I get different results.  The limit on that card is 8k and shouldn't be a problem for them to change to a Siggy card.  I have another US Bank CC with a 10k limit that I would be more than happy to move some of the limit over if needed.  Will update my results later....

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 5 of 13
Valued Contributor

Re: US Bank Cash+ card


jefftca925 wrote:

LOL!!  It happens to the best of us Smiley Very Happy


Hell, I only have two accounts, US Bank and Amex.   Can you imagine how bad I would have screwed it up if I would have 10 accounts?  Smiley LOL

FICO 08
TU 839 11/11/17
EX 833 11/11/17
EQ 837 11/12/17
(NASA 30K) ( Amex 38.6k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 5/15
Message 6 of 13
Established Contributor

Re: US Bank Cash+ card

Then you're excused!! Smiley Wink

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 7 of 13
Valued Contributor

Re: US Bank Cash+ card

I can confirm that I successfully PC'd to the Cash+ card from a Flexperks card.  I have the same CL, opending date,  APR and all history, but a DIFFERENT card number.  I confirmed this by logging into my account.  There were no credit pulls at all.  

EQ Fico 8 - 846
TU Fico 8 - 848
EX Fico 8 - 836
Message 8 of 13
Valued Contributor

Re: US Bank Cash+ card


android01 wrote:

I can confirm that I successfully PC'd to the Cash+ card from a Flexperks card.  I have the same CL, opending date,  APR and all history, but a DIFFERENT card number.  I confirmed this by logging into my account.  There were no credit pulls at all.  


I wonder why you got a different account number but I didn't.  Have you received your card yet? 

FICO 08
TU 839 11/11/17
EX 833 11/11/17
EQ 837 11/12/17
(NASA 30K) ( Amex 38.6k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 5/15
Message 9 of 13
Established Contributor

Re: US Bank Cash+ card

I just called and was able to PC my Flexperks Select to the Cash+ Signature. 

 

The rep said CL ($7500) and APR (14.9%) would stay the same and that my account number would be different. I should get my card in 7-10 days and I'll confirm then.

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 10 of 13