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Regular Contributor
Posts: 129
Registered: ‎01-09-2012
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US Bank Cash+ free EXP score???

I was looking at the us bank site and on the app page for the cash+ it show " Experian ® Credit Score – Internet Banking customers receive their Experian credit score at no cost." Anyone know if this is a free monthly score like Walmart and TU or what that's all about??
In My Wallet: Amazon (5/2011) $2200 -- CareCredit (9/11) $4200 -- Capital One Green Cash Rewards (01/12) $3000 -- Citi Forward (1/12) $2500 -- Walmart Store Card (1/12) $1100 -- Maurices (8/12) $200

Starting Score: EX 567 9/13/2010
Current Score: EX(FAKO) 639 EQ(FAKO) 628 TU(FAKO) 662 11/13/2012
Goal Score: 750
Valued Contributor
Posts: 1,063
Registered: ‎05-26-2010
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Re: US Bank Cash+ free EXP score???

On the Walmart Discover Card they specifically Say Transunion FICO score.  I'll be the Experian score is a FAKO and so not really worth having, IMHO.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
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Established Contributor
Posts: 792
Registered: ‎08-30-2011
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Re: US Bank Cash+ free EXP score???

It is a FAKO.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Regular Contributor
Posts: 129
Registered: ‎01-09-2012
0

Re: US Bank Cash+ free EXP score???

That sucks. I was almost excited about that. :smileysad:
In My Wallet: Amazon (5/2011) $2200 -- CareCredit (9/11) $4200 -- Capital One Green Cash Rewards (01/12) $3000 -- Citi Forward (1/12) $2500 -- Walmart Store Card (1/12) $1100 -- Maurices (8/12) $200

Starting Score: EX 567 9/13/2010
Current Score: EX(FAKO) 639 EQ(FAKO) 628 TU(FAKO) 662 11/13/2012
Goal Score: 750
Valued Contributor
Posts: 2,162
Registered: ‎04-04-2013
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Re: US Bank Cash+ free EXP score???

[ Edited ]

Its an Experian PLUS score. I think any US Bank credit card will give you access to it. Both my Platinum, and my Cash Rewards cards have that link.

 

They send you via a special web link to Experian, where you login and are given the score.


Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
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Re: US Bank Cash+ free EXP score???

It's a fako score and its free. No credit report though, that's additional. Can't complain since its free
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
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