US Bank Cash+ question

[CreditExpressNJ]

i wanted to know once that once you have the card and you choose your categories do you have to change the category every month or can you leave it the same month to month.

[Crashem]

Have to choose once a quarter and you can choose a quarter in advance.  If you don't choose, you don't get 5% and 2% credit.  In other words, they don't carry over choices.

[longtimelurker]

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@Crashem wrote:

Have to choose once a quarter and you can choose a quarter in advance.  If you don't choose, you don't get 5% and 2% credit.  In other words, they don't carry over choices.

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And to answer the other part, you can always choose the same categories each quarter if you want (providing the category is still offered!)

[CreditExpressNJ]

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@longtimelurker wrote:

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@Crashem wrote:

Have to choose once a quarter and you can choose a quarter in advance.  If you don't choose, you don't get 5% and 2% credit.  In other words, they don't carry over choices.

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And to answer the other part, you can always choose the same categories each quarter if you want (providing the category is still offered!)

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So the categories arent always the same well that sucks...

[longtimelurker]

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@shaun2009 wrote:

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@longtimelurker wrote:

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@Crashem wrote:

Have to choose once a quarter and you can choose a quarter in advance.  If you don't choose, you don't get 5% and 2% credit.  In other words, they don't carry over choices.

---

And to answer the other part, you can always choose the same categories each quarter if you want (providing the category is still offered!)

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So the categories arent always the same well that sucks...

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They are always the same unless the get nerfed.  So Bill Pay, Home Improvement and Airline went away, but most of them are constant.  It is not Freedom/Discover type revolving of surprise categories.

[CreditExpressNJ]

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@longtimelurker wrote:

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@shaun2009 wrote:

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@longtimelurker wrote:

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@Crashem wrote:

Have to choose once a quarter and you can choose a quarter in advance.  If you don't choose, you don't get 5% and 2% credit.  In other words, they don't carry over choices.

---

And to answer the other part, you can always choose the same categories each quarter if you want (providing the category is still offered!)

---

So the categories arent always the same well that sucks...

---

They are always the same unless the get nerfed.  So Bill Pay, Home Improvement and Airline went away, but most of them are constant.  It is not Freedom/Discover type revolving of surprise categories.

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ok cool thanks for clarifying i just knocked my list of cards down to 4 cards for everything i need and that was basically my last card to analyze. Everything else will be sock drawed until i need it.... such as my walmart and my charge cards others will be closed...

[CreditExpressNJ]

One more questions what is the AF for Cash+

[CribDuchess]

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@shaun2009 wrote:

One more questions what is the AF for Cash+

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No annual fee for the Cash+ card. 

[FinStar]

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@shaun2009 wrote:

One more questions what is the AF for Cash+

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Mine has no annual fee.  I believe that's pretty standard for all Cash+.