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US Bank Cash+ questions

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NRB525
Super Contributor

Re: US Bank Cash+ questions


@onstar wrote:

@longtimelurker wrote:

But my post was just to show that US Bank DOES manage to show you the MCC in a VERY user-friendly way.   Bet all the other issuers who show it on the screen are kicking themselves that they didn't come up with such an elegant solution!


Wow that's terrible. Why can't they include it in the activity section like all the other major banks??

 

Anyway, thanks to you and NRB525 for digging this info. I was about to app for a Cash+ card just so that I can find out how their online statements show up.

 

 

 

Ok, just kidding about the last part ... maybe.


It's a way to look like you have a clear category, Books, that only works with certain types of books, so you give a benefit, but don't get overrun with people who can route $2k of spend through Amazon with no trouble if they were aware of it.

 

The real test, though, is still to sign up for the 5% Bookstores category, then actually buy a range of products on Amazon, and see the actual reward. So far, all is triangulation and speculation here.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
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