US Bank Cash+...should I apply?

[bs6054]

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@distantarray wrote:

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@Anonymous wrote:

Just happened after I submitted an online application as well.  Seems like they wouldn't offer the option to add an authorized user if the application was going to be denied.

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that was my impression, but i guess they get manual review of the account after probably so probably pre-approved we'll see though

so bs got any word from them yet?

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Yes, I got the card a few days ago.  I phoned the automated line soon after the app, and after three days was told I was approved.  I also then spoke to a rep to make sure it was the Cash Plus, after lots of stories about people getting the other card instead.

[distantarray]

congrats! this sounds promising =) if I get this card I'm Freezing my accounts lmao

[ssmith891]

I got the 5-7 day message. Should I wait or call for recon?

[scottwagnon]

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@ssmith891 wrote:
I got the 5-7 day message. Should I wait or call for recon?

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almost EVERYONE that applies that is later approved for this us bank card gets the "your application is under review reply"

[Ron1]

They still have the link to apply for the card. Here it is:

https://apply.usbank.com/apply/gettingStarted.html

Ron.

[CreditScholar]

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@scottwagnon wrote:

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@ssmith891 wrote:
I got the 5-7 day message. Should I wait or call for recon?

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almost EVERYONE that applies that is later approved for this us bank card gets the "your application is under review reply"

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+1. 2 people so far have gotten instant approvals for this card, but they seem to be quite rare otherwise.

[kevinjjc]

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@Ron1 wrote:

They still have the link to apply for the card. Here it is:

https://apply.usbank.com/apply/gettingStarted.html

Ron.

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That link won't always work. Instead use the following links:

How to Apply tab:

https://www.usbank.com/credit-cards/cash-plus-signature.html#tabs-4

Direct link to app: 

https://apply.usbank.com/apply/apply.html?PRODUCT_ID=05&LOCATION_CODE=8069&SOURCE_CODE=13013

[dac1]

Got an instant approval for the Cash+ signature yesterday.  Applied online.  $13,500 Limit 14.9% with 776 Equifax Fico Score .  They pulled Equifax.

[scottwagnon]

i was approved but received their lowest apr. 13.99  i wonder how many were approved with that apr to start.

[Imhotrodcrazy]

Guess I got lucky.  When I converted my Flexperks over to the Cash+ my apr remained at 9.24%