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US Bank Cash+...should I apply?

Valued Contributor

Re: US Bank Cash+...should I apply?


distantarray wrote:

Mkr wrote:

Just happened after I submitted an online application as well.  Seems like they wouldn't offer the option to add an authorized user if the application was going to be denied.


that was my impression, but i guess they get manual review of the account after probably so probably pre-approved we'll see though

 

so bs got any word from them yet?


Yes, I got the card a few days ago.  I phoned the automated line soon after the app, and after three days was told I was approved.  I also then spoke to a rep to make sure it was the Cash Plus, after lots of stories about people getting the other card instead.

Message 31 of 40
Established Contributor

Re: US Bank Cash+...should I apply?

congrats! this sounds promising =) if I get this card I'm Freezing my accounts lmao


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 32 of 40
New Contributor

Re: US Bank Cash+...should I apply?

I got the 5-7 day message. Should I wait or call for recon?
Message 33 of 40
Valued Contributor

Re: US Bank Cash+...should I apply?


ssmith891 wrote:
I got the 5-7 day message. Should I wait or call for recon?

almost EVERYONE that applies that is later approved for this us bank card gets the "your application is under review reply"

Message 34 of 40
Super Contributor

Re: US Bank Cash+...should I apply?

They still have the link to apply for the card. Here it is:

 

https://apply.usbank.com/apply/gettingStarted.html

 

 

 

Ron.

Message 35 of 40
Valued Contributor

Re: US Bank Cash+...should I apply?


scottwagnon wrote:

ssmith891 wrote:
I got the 5-7 day message. Should I wait or call for recon?

almost EVERYONE that applies that is later approved for this us bank card gets the "your application is under review reply"


+1. 2 people so far have gotten instant approvals for this card, but they seem to be quite rare otherwise.

 

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Message 36 of 40
Valued Contributor

Re: US Bank Cash+...should I apply?


Ron1 wrote:

They still have the link to apply for the card. Here it is:

 

https://apply.usbank.com/apply/gettingStarted.html

 

 

 

Ron.


That link won't always work. Instead use the following links:

 

How to Apply tab:

https://www.usbank.com/credit-cards/cash-plus-signature.html#tabs-4

 

Direct link to app: 

https://apply.usbank.com/apply/apply.html?PRODUCT_ID=05&LOCATION_CODE=8069&SOURCE_CODE=13013

Message 37 of 40
Established Member

Re: US Bank Cash+...should I apply?

Got an instant approval for the Cash+ signature yesterday.  Applied online.  $13,500 Limit 14.9% with 776 Equifax Fico Score .  They pulled Equifax.

Message 38 of 40
Valued Contributor

Re: US Bank Cash+...should I apply?

i was approved but received their lowest apr. 13.99  i wonder how many were approved with that apr to start.

Message 39 of 40
Highlighted
Valued Contributor

Re: US Bank Cash+...should I apply?

Guess I got lucky.  When I converted my Flexperks over to the Cash+ my apr remained at 9.24%

FICO 08
TU 839 11/11/17
EX 833 11/11/17
EQ 837 11/12/17
(NASA 30K) ( Amex 38.6k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 5/15
Message 40 of 40