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Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012

Re: US Bank Cash+...should I apply?


distantarray wrote:

Mkr wrote:

Just happened after I submitted an online application as well.  Seems like they wouldn't offer the option to add an authorized user if the application was going to be denied.


that was my impression, but i guess they get manual review of the account after probably so probably pre-approved we'll see though

 

so bs got any word from them yet?


Yes, I got the card a few days ago.  I phoned the automated line soon after the app, and after three days was told I was approved.  I also then spoke to a rep to make sure it was the Cash Plus, after lots of stories about people getting the other card instead.

Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: US Bank Cash+...should I apply?

congrats! this sounds promising =) if I get this card I'm Freezing my accounts lmao


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
New Contributor
ssmith891
Posts: 79
Registered: ‎11-07-2012

Re: US Bank Cash+...should I apply?

I got the 5-7 day message. Should I wait or call for recon?
Valued Contributor
scottwagnon
Posts: 1,333
Registered: ‎02-07-2010

Re: US Bank Cash+...should I apply?


ssmith891 wrote:
I got the 5-7 day message. Should I wait or call for recon?

almost EVERYONE that applies that is later approved for this us bank card gets the "your application is under review reply"

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 798 (300 - 850) TU transrisk 772
card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
Senior Contributor
Ron1
Posts: 4,707
Registered: ‎05-23-2009

Re: US Bank Cash+...should I apply?

They still have the link to apply for the card. Here it is:

 

https://apply.usbank.com/apply/gettingStarted.html

 

 

 

Ron.

Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012

Re: US Bank Cash+...should I apply?


scottwagnon wrote:

ssmith891 wrote:
I got the 5-7 day message. Should I wait or call for recon?

almost EVERYONE that applies that is later approved for this us bank card gets the "your application is under review reply"


+1. 2 people so far have gotten instant approvals for this card, but they seem to be quite rare otherwise.

 

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Valued Contributor
kevinjjc
Posts: 1,299
Registered: ‎01-14-2009

Re: US Bank Cash+...should I apply?

[ Edited ]

Ron1 wrote:

They still have the link to apply for the card. Here it is:

 

https://apply.usbank.com/apply/gettingStarted.html

 

 

 

Ron.


That link won't always work. Instead use the following links:

 

How to Apply tab:

https://www.usbank.com/credit-cards/cash-plus-signature.html#tabs-4

 

Direct link to app: 

https://apply.usbank.com/apply/apply.html?PRODUCT_ID=05&LOCATION_CODE=8069&SOURCE_CODE=13013

Established Member
dac1
Posts: 19
Registered: ‎05-16-2008

Re: US Bank Cash+...should I apply?

[ Edited ]

Got an instant approval for the Cash+ signature yesterday.  Applied online.  $13,500 Limit 14.9% with 776 Equifax Fico Score .  They pulled Equifax.

Valued Contributor
scottwagnon
Posts: 1,333
Registered: ‎02-07-2010

Re: US Bank Cash+...should I apply?

i was approved but received their lowest apr. 13.99  i wonder how many were approved with that apr to start.

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 798 (300 - 850) TU transrisk 772
card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
Valued Contributor
Imhotrodcrazy
Posts: 1,385
Registered: ‎03-11-2009

Re: US Bank Cash+...should I apply?

Guess I got lucky.  When I converted my Flexperks over to the Cash+ my apr remained at 9.24%

FICOS
TU 802 7/11/14
EX 797 7/6/14
EQ 748 7/10/14

Cash+ 19.5 / Amex 16.5 / US Bank loc 15k / Chase Freedom 10.6k

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