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US Bank Credit Cards...

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Anonymous
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US Bank Credit Cards...

Are US Bank credit cards hard to get???? I know Chase denied me :/ thanks Smiley Happy

Message 1 of 4
3 REPLIES 3
vish1
Valued Contributor

Re: US Bank Credit Cards...

 


@Anonymous wrote:

Are US Bank credit cards hard to get???? I know Chase denied me :/ thanks Smiley Happy


 

US bank can be crazy with non pre-approved apps at times esp in the states they dun hv presence.

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 2 of 4
andre181
Established Contributor

Re: US Bank Credit Cards...

I got a preapproval in the mail right before Thanksgiving and decided to go for it. Was a approved for $7500 CL, which was my highest at that point.

 

They pulled TU for me

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 3 of 4
vish1
Valued Contributor

Re: US Bank Credit Cards...

 


@andre181 wrote:

I got a preapproval in the mail right before Thanksgiving and decided to go for it. Was a approved for $7500 CL, which was my highest at that point.

 

They pulled TU for me


 

They are very good at pre approvals, those are kinda DONE deals. I also got a pre approval and was instantly approved online with a CL or 8000. My next highest was 2250

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 4 of 4
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