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Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013
0

US Bank Credit reporting

US Bank just reported my balance to the CRAs.

For some reason, do they not report high balances, or is it just me?
On my EQ and EX reports (pulled from CRAs directly), high balances are 0.

My current reported balance is 0, but the previous cycle my balance reported was around 7-8k. 

 

 

Anyone else has a similar issue?

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Contributor
lg8302ch
Posts: 2,680
Registered: ‎11-13-2012
0

Re: US Bank Credit reporting

Is this your first reporting? (new card)

FICO® EQ 784 (as of today) - TU 771 (07/25) * Fako EX 789 (09/02 - CS) * last app 06/01/14 * INQ last 2 yrs TU: 5, EX: 7, EQ: 7


Move the mouse over the cards for detailed view!..................................................................* Silver Spade Garden Club member *

Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013
0

Re: US Bank Credit reporting

this is the 2nd time it reported

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Contributor
lg8302ch
Posts: 2,680
Registered: ‎11-13-2012
0

Re: US Bank Credit reporting

I had this before but only for 1st and 2nd reporting then also high balance got reported properly ever since. But in my case the first reporting was the same also without the high balance. (zero)  Yours was fine for the first reporting?

FICO® EQ 784 (as of today) - TU 771 (07/25) * Fako EX 789 (09/02 - CS) * last app 06/01/14 * INQ last 2 yrs TU: 5, EX: 7, EQ: 7


Move the mouse over the cards for detailed view!..................................................................* Silver Spade Garden Club member *

Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013
0

Re: US Bank Credit reporting


lg8302ch wrote:

I had this before but only for 1st and 2nd reporting then also high balance got reported properly ever since. But in my case the first reporting was the same also without the high balance. (zero)  Yours was fine for the first reporting?


Yea mine was fine for the 1st reporting. Hmm since it's going to be fixed after the 3rd report onwards I'm happy then :smileyvery-happy:

 

Thanks a lot!

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

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