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You should take it as the red sign with all those denied. I would try to recon them a few times before i gave up.
Better luck.
@amercnchopz34 wrote:
Well waited 6 months.... Had a mini app spree..
Did not far well to well
Annual fee coming due on Amex Green......closed card ..back dating for some reason was not showing up on this account.........all other cards say member since 1996......same day applied for:
US Bank travel perks signature.....still processing.....applied 6/11/13...
Amex Hilton Honors......approved...5500 ( back dating 1996)
Citi Hilton siggy......denied...no success on recon...
Chase Freddom.....denied
Cap one Venture world MC...PC from platinum.....
what so you guys think my chances are with US bank ?.......bk reporting 8yrs.....
I guess it was not an instant denial......lol.....
I applied for the flex travel rewards a few weeks ago and wasnt approved for the travel rewards siggy but for the select rewards. I had about 4 recent INQ on EX withing the month and 6 in the last 2 months. I applied at the branch so got instantly approved. They pulled EX (score of 668 according to letter, Fico V3 model used). My mom applied for the travel rewards online on the 12th and also still in progress. Good luck and keep us updated.
no recon on the freedom either?
have you tried calling backdoor? recon/or for instant manual review?
In my experience, US Bank is one of the more rigid and conservative lenders. I think they're more strict than Chase, Citi, BofA or Amex.
Good for you...