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Established Contributor
Posts: 839
Registered: ‎10-28-2011
0

US Bank Flex Perks chances....mini app spree.....

[ Edited ]
Well waited 6 months.... Had a mini app spree..

Did not fair to well

Annual fee coming due on Amex Green......closed card ..back dating for some reason was not showing up on this account.........all other cards say member since 1996......same day applied for:

US Bank travel perks signature.....still processing.....applied 6/11/13...
Amex Hilton Honors......approved...5500 ( back dating 1996)
Citi Hilton siggy......denied...no success on recon...
Chase Freddom.....denied.....tried recon...twice.....nothing
Cap one Venture world MC...PC from platinum.....

what so you guys think my chances are with US bank ?.......bk reporting 8yrs.....

I guess it was not an instant denial......lol.....

Established Contributor
Posts: 839
Registered: ‎10-28-2011
0

Re: US Bank Flex Perks chances....mini app spree.....

Do you think my odds are good?

Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: US Bank Flex Perks chances....mini app spree.....

You should take it as the red sign with all those denied. I would try to recon them a few times before i gave up.

Better luck.


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Valued Contributor
Posts: 2,020
Registered: ‎06-16-2012
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Re: US Bank Flex Perks chances....mini app spree.....


amercnchopz34 wrote:
Well waited 6 months.... Had a mini app spree..

Did not far well to well

Annual fee coming due on Amex Green......closed card ..back dating for some reason was not showing up on this account.........all other cards say member since 1996......same day applied for:

US Bank travel perks signature.....still processing.....applied 6/11/13...
Amex Hilton Honors......approved...5500 ( back dating 1996)
Citi Hilton siggy......denied...no success on recon...
Chase Freddom.....denied
Cap one Venture world MC...PC from platinum.....

what so you guys think my chances are with US bank ?.......bk reporting 8yrs.....

I guess it was not an instant denial......lol.....



I applied for the flex travel rewards a few weeks ago and wasnt approved for the travel rewards siggy but for the select rewards. I had about 4 recent INQ on EX withing the month and 6 in the last 2 months. I applied at the branch so got instantly approved. They pulled EX (score of 668 according to letter, Fico V3 model used). My mom applied for the travel rewards online on the 12th and also still in progress. Good luck and keep us updated.

Cards: (Chase x7) (Citi x6) (Amex x5) (BofA x3) (US Bank x4) (Barclays x4) (WF x3) (Cap1 x3) (Synch x3) (Penfed x2) ( Macys Amex) (Discover, Nasa ,Diners x1) PLOC: Citi (18k) WF (10k)
Epic Contributor
Posts: 24,407
Registered: ‎10-23-2007
0

Re: US Bank Flex Perks chances....mini app spree.....

no recon on the freedom either?

have you tried calling backdoor? recon/or for instant manual review?

Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
83 Cards and Counting :smileytongue:
Established Contributor
Posts: 839
Registered: ‎10-28-2011
0

Re: US Bank Flex Perks chances....mini app spree.....

Tried backdoor for freedom no go.....still have not heard a response back...still waiting

Senior Contributor
Posts: 4,694
Registered: ‎02-23-2011
0

Re: US Bank Flex Perks chances....mini app spree.....

In my experience, US Bank is one of the more rigid and conservative lenders.  I think they're more strict than Chase, Citi, BofA or Amex.

Established Contributor
Posts: 839
Registered: ‎10-28-2011
0

Re: US Bank Flex Perks chances....mini app spree.....UPDATE

Well called auto application number today.....APPROVED........not sure about limit....did not say....ill call the number tommorrow

Established Contributor
Posts: 909
Registered: ‎12-25-2010
0

Re: US Bank Flex Perks chances....mini app spree.....

Good for you...


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Established Contributor
Posts: 839
Registered: ‎10-28-2011
0

Re: US Bank Flex Perks chances....mini app spree.....

Looks like a flex perks card not the signature card...3800 CL

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