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US Bank Hard Pull

New Member

US Bank Hard Pull

Does anyone know the US ?Bank address to dispute a credit inquiry? They did a hard pull on my report after a credit increase request, though I received a notice saying that I do not qualify because m y account is less than 6 months old. So then why did they pull my credit?

 

I cannot find the address to send a dispute to on CreditKarma. I would rather not pay for another service. 

 

Thanks for any help in the credit war. 

Message 1 of 4
3 REPLIES
Epic Contributor

Re: US Bank Hard Pull


hoodun wrote:

Does anyone know the US ?Bank address to dispute a credit inquiry? They did a hard pull on my report after a credit increase request, though I received a notice saying that I do not qualify because m y account is less than 6 months old. So then why did they pull my credit?

 

I cannot find the address to send a dispute to on CreditKarma. I would rather not pay for another service. 

 

Thanks for any help in the credit war. 


Should be right on denial letter.

Message 2 of 4
Super Contributor

Re: US Bank Hard Pull

I don't think you have a chance for the dispute. You did seek credit after all, so the inquiry was valid. Pretty stupid, but its how the system works
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Message 3 of 4
Valued Contributor

Re: US Bank Hard Pull

I just went through this same dumbness with them. The rude woman said that if it's less than six months they look at the credit report and it may override it, which makes no sense. A "supervisor" looked at it and gave the same reason, "account less than six months old". I don't feel like dealing with it anymore, so I left it alone. Good luck to you, though.

Message 4 of 4