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01-20-2010 02:35 PM
Hey, I'm rootin' for ya!
Just in case it makes you feel better, when BofA CLD'd DH from $4,000 on a new account to $500, nobody picked up on the change in his report. I'll keep my fingers crossed that the same happens to you! (The nobody picking up on it, not the CLD ).
01-20-2010 04:27 PM
Applied for a joint account online... got 7-10 message
Figured I would try for one more card before the new CLD accounts start to show up on credit.
Do you already have an online checking/savings with US Bank? The reason I ask is, I do and when I applied by phone they said I would hear in 7-10 days also. However, the very next morning when I logged onto my accounts I saw a new cc listed under my accts. In addition, the very next day, I had a LOC added to my accts. I never did get the 7-10 notice, just got 2 cards in the mail. So if you have an online account already, check it each day to see if your new cc is listed. Good luck. US Bank has been the best bank to deal with for me.
01-21-2010 10:35 AM
Declined for verification which they do through a 3rd party company... letter is in mail giving me directions on how to complete verification process at which point they will continue processing. This is odd to me since both the primary and myself already have Us Bank Accounts and the addresses used in application match credit reports and current accounts with bank.
Anyone else gone through this process with USBank, is it good news they are even bothering with all this vs. just decline?
01-21-2010 12:19 PM
01-21-2010 03:02 PM - edited 01-21-2010 03:21 PM
You should ask them what kind of verification they needed. They had no problem to verify me when I applied.I don't have any deposit account with US bank.I guess the third party may be Lexis Nexis. May be they couldn't verify you thru Lexis Nexis.
01-21-2010 03:05 PM
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