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Established Member
Posts: 26
Registered: ‎05-01-2014

US Bank Product change from Platinum to Cash+!!!

A few days ago I decided to try and get my platinum card upgraded to a rewards card since I never used it due to a lack of rewards. Upon calling US Bank and asking they almost immediately offered the cash+!!!!!!  I have always wanted this card but never tried for it.  I have seen reviews of US Bank not holding true to their product changes so I have been calling to verify and every time they greet me with "How can i assist you with your cash+ card?" They also set up my new reward categories. Overall I am very pleased with the situation as well as the fact that I have added another Visa Signature card to my wallet with no inquiry! 

Chase Freedom 2.5k // Chase Slate 3.2k // Chase Sapphire 5k // Capital One Journey 2.75k // Capital One Quicksilver 3k // Amex BCE 500 // Amex Green NPSL // Discover it 1.2 k // Barclays Rewards 1k // US Bank Platinum 5k //
Valued Contributor
Posts: 2,255
Registered: ‎02-14-2016
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Re: US Bank Product change from Platinum to Cash+!!!

Congrats! Hopefully i can follow in your footsteps later this year!
Established Contributor
Posts: 854
Registered: ‎01-17-2015
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Re: US Bank Product change from Platinum to Cash+!!!

Nice job!!  Normally once your in with US, they are pretty easy to deal with.

Amex PRG =Amex ED 25k = Amex Delta 2k = Amex BCP 6k = Arrival 7k = BOA 321 25k = BOA BBR 5k = CSR 20k = Freedom 10k = Marriott 5k =Ritz 5k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 11k = CAP1 QS 15k = TR Visa 8.5k = NFCU 24k/CLOC 15k = BBVA 10k = Wells Plat. 5k = US Bank Cash+ 11k

FICO scores TU 764 EX 739 EQ 745
Established Member
Posts: 70
Registered: ‎04-04-2016
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Re: US Bank Product change from Platinum to Cash+!!!

Congrats OP, may I ask how long have you been with US Bank and also your average ulilization monthly? I was approved for the cash rewards about a month ago and find no use for it since I have chase freedom and discover. I want to get my 1k limit cash rewards PC'ed ASAP. 


Valued Contributor
Posts: 4,493
Registered: ‎11-28-2014
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Re: US Bank Product change from Platinum to Cash+!!!

Congrats on your US Bank Plus card!!!  Woman Very Happy  


FICOS: EQ-812 TU-811 EX-818 Goal - 840-850 Across The Board
Total Credit Lines - 506K Gardening....
"I am the master of my fate and the captain of my destiny" Nelson Mandela
Valued Contributor
Posts: 3,024
Registered: ‎03-14-2015
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Re: US Bank Product change from Platinum to Cash+!!!

Congratulations!!

Community Leader
Valued Contributor
Posts: 1,938
Registered: ‎09-16-2007
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Re: US Bank Product change from Platinum to Cash+!!!

Nicely done, Congrats!!!
Valued Contributor
Posts: 7,411
Registered: ‎01-08-2013
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Re: US Bank Product change from Platinum to Cash+!!!

Congrats OP
EX 08 Fico: 729 TU 08 Fico: 735EQ 08 Fico: 740Total Credit Line: $128,600Utilization: 6%Inquiries:EX-6TU-7EQ-5


Established Member
Posts: 26
Registered: ‎05-01-2014
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Re: US Bank Product change from Platinum to Cash+!!!

Kidifico- I opened the card roughly 18-20 months ago and my overall utilization is 0%.. My fico is roughly 700 and I have barely used the card with the exception of one large purchase I paid off shortly after. Keep in mind you need a minimum of a 5k limit to be eligible for the cash+
Chase Freedom 2.5k // Chase Slate 3.2k // Chase Sapphire 5k // Capital One Journey 2.75k // Capital One Quicksilver 3k // Amex BCE 500 // Amex Green NPSL // Discover it 1.2 k // Barclays Rewards 1k // US Bank Platinum 5k //
Valued Contributor
Posts: 1,778
Registered: ‎04-08-2015
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Re: US Bank Product change from Platinum to Cash+!!!

Congratulations! Smiley Happy
** BEFCU Platinum Plus VISA @ 5.49% F, $4k ** Unify FCU Variable-Rate VISA Gold @ 5.99% V, $5k ** FNBO Amex @ 7.25% V, $20k ** PACU Premier Privileges Rewards MC @ 7.50% F, $20k ** Barclay Ring @ 9.00% V, $1.9k ** Unify FCU Fixed-Rate VISA Platinum @ 8.99% F, $15k ** BoA Cash Rewards WMC @ 9.99% F, $11.1k ** Citi DC WMC @ 10.24% V, $17.82k ** BoA Travel Rewards VS @ 10.24% V; $8.4k ** Cap1 No Hassle Miles Ultra Platinum MC @ 10.90% V, $3.5k ** Discover IT @ 10.99% V, $17.4k ** FNBO BucksBack VS @ 12.00% V, $20k ** BBR(x2) @ 12.99% V, $12k ** US Bank Cash+(x2) @ 15.99% V, $26k ** Citi DP VISA @ 15.99% V, $8.1k ** FNBO Amex TravElite @ 16.74% V, $15k ** Blispay @ 19.99% F, $5k ** Cap1 BuyPower WEMC @ 20.90% V, $6.25k **

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