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US Bank Question.

Established Contributor

US Bank Question.

My US bank has a 12month 0%APR going on and I have been making $200payment every month.

 

Lastmonth for some reason I paid $500 to USbank. 

 

This month, I want to pay USbank min ($10) and pay extra $300 to Honda car loan. 

 

Will this min-payment raise a redflag? or do you think I should pay $50 to be safe?

-void
4 REPLIES
Established Contributor

Re: US Bank Question.

If it were me, just to avoid any possibility of raising a flag, I would pay at least 4 times min. payment ($40).

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Current Score: TU 741 EQ 741
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Valued Contributor

Re: US Bank Question.

Hi voidman...I agree. I wouldn't pay just the $10. No reason to raise any unnecessary red flags.
Established Contributor

Re: US Bank Question.

Thanks all, I will pay $50 this time.
-void
Highlighted
Epic Contributor

Re: US Bank Question.

I have yet to hear about USbank decreasing CL or taking any negative action. in fact my usbank is constantly by the limit because of BT offers they send me every time I pay it down some, they never seem to mind at all. If it's just 1 month, just pay like $10 over min