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Established Contributor
voidman
Posts: 532
Registered: ‎06-07-2008
0

US Bank Question.

My US bank has a 12month 0%APR going on and I have been making $200payment every month.

 

Lastmonth for some reason I paid $500 to USbank. 

 

This month, I want to pay USbank min ($10) and pay extra $300 to Honda car loan. 

 

Will this min-payment raise a redflag? or do you think I should pay $50 to be safe?

-void
Established Contributor
Itsmeagain
Posts: 832
Registered: ‎01-16-2008
0

Re: US Bank Question.

If it were me, just to avoid any possibility of raising a flag, I would pay at least 4 times min. payment ($40).

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Valued Contributor
Jazzzy
Posts: 2,679
Registered: ‎07-29-2009
0

Re: US Bank Question.

Hi voidman...I agree. I wouldn't pay just the $10. No reason to raise any unnecessary red flags.
Established Contributor
voidman
Posts: 532
Registered: ‎06-07-2008
0

Re: US Bank Question.

Thanks all, I will pay $50 this time.
-void
Mega Contributor
Creditaddict
Posts: 19,665
Registered: ‎10-23-2007
0

Re: US Bank Question.

I have yet to hear about USbank decreasing CL or taking any negative action. in fact my usbank is constantly by the limit because of BT offers they send me every time I pay it down some, they never seem to mind at all. If it's just 1 month, just pay like $10 over min
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