Thanks for all the replies! I won't bother applying for them then. I'd like another main card as my only one is a Capital One. I think I could be approved for another Capital One, but, my current one is pretty much their only product without an annual fee. I did open a USAA bank account recently, perhaps they have a secured card?
I will continue shopping around and resign myself to encouraging my husband to app for that gymboree store card I'll never qualify for.. lol
I decided to app for another Cap One product, the Playstation card since it gives triple points on fast food which wil probably include my Dunkin Donuts coffee. I'm hoping I can buy movie rentals from the playstation store with points. That would be convenient since that's probably about as many points as I'll earn.. lol
Approved for $500 limit and 0% financing through May 2013 on all purchases, so, there, have a second regular credit card. I didn't see another Cap One product besides Journey that didn't have an annual fee, but, then looked at their cobranded cards and there's a few with 0 annual fee including this one. At least now I feel very well buffered with plenty of accounts that will hit 2 years old right when all my positive old accounts are falling off. I wasn't comfortable with just one main card, so, now I can relax. Anything else I really want I either need to be 5 years out from bankruptcy, have more income, or not show a bankruptcy at all. So, now would probably be a good time to banish myself from the credit card forum and just visit the rebuilding forum as needed. Otherwise nothing else to do but work on that last collection and manage existing accounts wisely.
Yeah, I'll just see if my husband will app for any US Bank products that may be up our alley, maybe I can at least be an authorized user.. lol
I'm actually excited about the playstation card.. lol.. I've loved the Journeys card so far from Cap One, made my minimum payment with my points last month, it's just easy to use. But, there's really nothing that gives bonus points, so, it'll be nice to have a different card to use for some extra points and since we rent movies on playstation anyways it should work out nice for me anyways.
Maybe I've just been lucky, but, so far I'm very happy with the Cap One card I have. It is odd though, they started me out with a $1000 credit limit but my husband has been stuck at the same $300 limit for 4 years now with his Capital One despite having a much higher score than me and more income.. lol
Oh well, I'm happy with it, only Us Bank card I was craving was Gymboree and my husband said he'd app for one as soon as the house either closes or we move into an apartment. Love the idea of an extra 5% off even on clearance. I scrounge through that store every couple weeks looking for clearance. Often get by for less than buying used at our local consignments. Just would like an extra 5% off too.. lol
