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US Bank Secured Credit Card - Credit Score ?

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Chaselover
Frequent Contributor

US Bank Secured Credit Card - Credit Score ?

I read many places that US bank provides free credit scores to all account holders. I have a secured credit card with them, am I eligible to get this free credit score? I dont see any link like that in my online banking 


In a committed relationship with Chase from 12/2012.
Age: 26, Income: $59,240/-, Current score: TU from CK: 750/A (12/24/14), TU Vantage score from CK: 775/C (12/24/14), Experian from Creditsesame: 717, Equifax from myfico: 724, Overall Util: 1% (12/24/14), Total credit limits: $62,150, In the garden from 12/19/2014, AAoA : 7 months, Oldest account: 8 months, Newest account: 1 week, HP: 18.
Message 1 of 7
6 REPLIES 6
CreditCuriosity
Moderator Emeritus

Re: US Bank Secured Credit Card - Credit Score ?

I believe they stopped providing them a few months back if I remember right and it was also a FAKO score.

Message 2 of 7
AgentofGaming
New Contributor

Re: US Bank Secured Credit Card - Credit Score ?

It's a FAKO. Experian Plus Score


URL below:

https://usbank.experiandirect.com


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Message 3 of 7
JoshuaHolySpirit
Frequent Contributor

Re: US Bank Secured Credit Card - Credit Score ?

US Bank declined my app, stating, OUTSIDE OF TRADE AREA.

It was ,''pending further review'' and until eventually got letters stating the above. 

 

It was only Massachusetts or Florida. ( Where do these people do their business? )

No go.........Smiley Frustrated

Capital One QS1, Capital One Journey, Williams-Sonoma Visa, Amex Travelocity, Chase Slate, Amex SPG, Amex Blue Sky, Bank of America Travel Rewards, JCPenney...and more ( Holy Spirit rocks-!! ) TU-Fico-777
Message 4 of 7
JoshuaHolySpirit
Frequent Contributor

Re: US Bank Secured Credit Card - Credit Score ?


@AgentofGaming wrote:

It's a FAKO. Experian Plus Score


URL below:

https://usbank.experiandirect.com


Even Canadians are getting US Bank Secured.

No offence at all on AgentofGaming.....Enjoy your US Bank card.

Capital One QS1, Capital One Journey, Williams-Sonoma Visa, Amex Travelocity, Chase Slate, Amex SPG, Amex Blue Sky, Bank of America Travel Rewards, JCPenney...and more ( Holy Spirit rocks-!! ) TU-Fico-777
Message 5 of 7
AgentofGaming
New Contributor

Re: US Bank Secured Credit Card - Credit Score ?

Washington State Smiley Wink 

http://commons.wikimedia.org/wiki/File:US_Bank_footprint_2013-03.png

 

Ironically TD Bank which is a Canadian bank said they don't operate here and declined me. Yes, Canadians can get American cards (BofA, Chase, Discover) these are exceptions though and usually you need an SSN which means getting a work visa.


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Message 6 of 7
MarineVietVet
Moderator Emeritus
Moved:

No U.S credit history but I have a score?

Moved to start a new thread in Understanding FICO Scoring titled "No U.S credit history but I have a score?"

Message 7 of 7
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