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US Bank Service Area?

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awp317
Frequent Contributor

US Bank Service Area?

Have tried to google this but end up just getting locations for their branches or ATMs. I really would like to get the cash rewards visa, and the WEMC buisiness cards. I applied to them back in 2012 and got an automatic denial, then the letter that came in the mail said it was becuase they dont service my state or something. Nothing to do with my credit. I try their "reccommended credit card offers" thing and it gives me quite a few, reccommending the cash rewards visa first. So does this mean they now service my state (im in Va). Anybody have any insite. Im trying to find credit not from the main stream banks (citi, chase, amex, etc). But would rather not waste an HP if they will auto deny me again  Thanks! 

Amex Platinum NPSL I Chase Sapphire Reserve 78K I Chase Freedom U 55k I JP Morgan Ritz 50k I B OF A Cash Rewards 50k I Barclay Black Luxury 43,750 I Capital One QuickSilver 40K I Amex BCP 34k I Amex Optima Platinum 30k I Barclays Arrival+ World E 29k I Merril+ 27,800 I Lowes 25k I Pen Fed PR Visa Sig 20K I Home Depot 17k I NFCU Cash Rewards 8k

Amex Biz Platinum NPSL I Lowes Business 42k I Amex Simply Cash + $22,500 I Chase Ink 21K I B of A World Points $20,500 I B of A Bus MasterCard 16k I Amex SPG 3K.
Message 1 of 7
6 REPLIES 6
creditguy
Valued Contributor

Re: US Bank Service Area?

A check of their service area shows no branches on the east coast so it appears you are still out of their service area. And as a side note their recommended offers are just marketing junk and and really meaningless. Don't waste a HP. 

Message 2 of 7
B335is
Moderator Emeritus

Re: US Bank Service Area?

Back when I was in a similar situation living in Michigan (nearest branch was Chicago), I opened a checking acct online and direct deposited part of my check each month. About four months later I applied for Cash+ (over the phone at the time) and was approved.
Message 3 of 7
Sharingan
Established Contributor

Re: US Bank Service Area?

I am outside of U.S. Bank's service area, and I have a few of their credit cards (namely, Cash+ and FlexPerks Select+ AmEx) and also get "recommended offers," which aren't indicative of anything. It's my understanding that they will make exceptions for personal credit cards, but not for business cards nor any other loans if you are outside of their areas. I had my eye on one of their business cards but have since moved on from it. I would have to recommend that you inquire with them if they will consider an application from you for a personal card. Personally, I haven't encountered that denial reason from an online application.


Message 4 of 7
Anonymous
Not applicable

Re: US Bank Service Area?

Google US Bank Locations looks like about 28+ states

Message 5 of 7
Benzman
Frequent Contributor

Re: US Bank Service Area?

I'm in PA and have their card. Give their customer service a call and ask about VA offerings.

Amex CM 10K | Amex ED 10K | Amex BCE 7.5K | 5/3RD SU2C 10K | 5/3RD SU2C 6.5K | Barclays Cash 6K | Barclay AARP 3.5K | Bread AMEX 9K | Citizens Cash 8K | Citizens Clear 2K | Citi® DP 11.3K | Citi® Simplicity 9.4K | Citi® TY 6.5K | Citi® DC 4K | Citi CuC 3.4K | Cap One QS 14.6K | Cap One WM MC 11K | Discover It 19.5K | Discover Miles 13.5K | BOA Cash 13.2K | BOA 7K | US Bank State Farm Visa 4K | US Bank AMEX 22.5K | US Bank Plat 16.5K | US Bank Cash 11.2K | FNBO Rewards 20K | FNBO Evergreen 11.3K | Huntington Voice 7,750K | Huntington Voice Rewards 8.7K | PF|CP Rewards 8.2K | PF|CP Gold 3.2K | PNC Cash 15K | PNC Core 15K | PNC Points 8K | Fidelity 15K | Wells Active 12K | Wells Reflect 10K | Target MC 12.5K | TD Cash 4.5K | Truist 6.5K | Truist 6.5K | Truist 6.5K | Truist 6.5K | Synch Premier MC 11.6K | Ebay MC 10K | Apple Card 5.5K | Deserve Digital 6K | Simon AMEX 6K | Chase Amazon 1.5K | F8 Scores 4/23 EX789; TU781; EQ792.
Message 6 of 7
kdm31091
Super Contributor

Re: US Bank Service Area?

I'm not in their service area but I have a Cash+ and they have made other card offers.

Message 7 of 7
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