My USBank is my favorite.
Signature and CL reports.
it's a joint account with my father, he had mid to upper 700's I assume when we applied. It was instantly approved for 15k.
at 1 year went to 17500 maybe little sooner, always have kept a very high balance on it but made good payments also, but like I said always up and down close to limit which is probably why I have not seen more CLI. Paid it off and asked for cli and was declined than statement came and they increased it to 20500.
and I'm not asking for more until I get this card balance down and other credit card debt down.
Interest rate is decent, I have seen better, rewards are pretty good, there is probably better (my amex) but I trade the points in for credit on bill.
only complaint I had was once I traveled and did not tell them and they shut it off first day of vacation and the hold didn't come off until trip was over! But if you call and tell them, no problems what so ever, even caught my card being stolen over $1 purchase and called me and issued new card right away.
Overall I give them an A behind the A+ you probably get from amex
Message Edited by Creditaddict on
05-19-2008 08:33 PM