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@B335is wrote:
This is why I never knew about CLI until they sent me the letters
Interestingly, my Club Carlson Business and Kroger 123 cards display the limits online and both are flexible spending accts.
Are you sure Kroger is Flexible Spending? AFAIK, they don't issue those in Visa Signature nor were available as Flexible Spending even when they were MC (before the Visa switch)