Re: US Bank cash+ No Utility Bill Category

JonStur · ‎02-23-2013

I signed up for for my 2nd qua categories, and noticed that they didnt include Bill Pay, its been replaced by Cell Phone and Sporting Goods Stores. I'm sure myself and others earned significant returns (which probably explains this category is absent) by earning 5% paying bills. Hope it returns as this was a major selling point for me...

Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)
Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K

BearsAndTurtlesRtheBest · ‎02-23-2013

Yeah it was a bummer when cardholders found out. Mostly everyone who was approved chose that category which hey! who wouldnt? But yeh hopefully it comes back.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

CreditScholar · ‎02-23-2013

@BearsAndTurtlesRtheBest wrote:
Yeah it was a bummer when cardholders found out. Mostly everyone who was approved chose that category which hey! who wouldnt? But yeh hopefully it comes back.

Given the amount of losses that category has the potential to generate, I doubt it'll be coming back.

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL

android01 · ‎02-23-2013

@CreditScholar wrote:
@BearsAndTurtlesRtheBest wrote:
Yeah it was a bummer when cardholders found out. Mostly everyone who was approved chose that category which hey! who wouldnt? But yeh hopefully it comes back.
Given the amount of losses that category has the potential to generate, I doubt it'll be coming back.

It won't be coming back since it was so abused.

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850

andre181 · ‎02-23-2013

If it does come back, I'll probably pay all my bills for a whole year.

Or at least car insurance, electricity, and cable. Those are my 3 highest bills.

Sevenfeet · ‎02-24-2013

A category can't be abused if customers were using it asintended (unlike playing the cash back system with $500 gift cards). Still, it's sad to see it go. I'm still going to app for this card as a restaurant card but I was looking forward to it for utilities. Oh well...

navigatethis12 · ‎02-24-2013

@Sevenfeet wrote:
A category can't be abused if customers were using it asintended (unlike playing the cash back system with $500 gift cards). Still, it's sad to see it go. I'm still going to app for this card as a restaurant card but I was looking forward to it for utilities. Oh well...

Im pretty sure people were saying they were prepaying their bills and using it to pay bills for their business as well. I am also pretty sure neither of those are how US Bank intended the category to be used.

YahComb · ‎02-24-2013

should US bank choose to institute a quarterly cap, i could see the Bill Pay coming back on a revolving basis. No doubt it will never come back with unlimited caps after all the fatwallet/slickdealers abused the hell out of it.

US Bank cash+ No Utility Bill Category

Get your FICO® Score for free

US Bank cash+ No Utility Bill Category