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US Bank denial

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-Wade-
Valued Contributor
‎05-06-2014 08:03 PM
‎05-06-2014 08:03 PM

Re: US Bank denial

@srchick wrote:

NursePurse: Very curious: What are ARS and IDA reports in relation to the regular "big 3" bureaus????

Here's a link to IDA     http://www.idainc.com/

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 21 of 30
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srchick
Regular Contributor
‎05-06-2014 08:12 PM
‎05-06-2014 08:12 PM

Re: US Bank denial

Thanks Wade...I'll check it out!

Starting Score Feb. 2013: 568
Current Scores: TU (715) {Myfico} EQ {Myfico} (723) EX (751)
Goal Scores: All at 750 by 3rd Qtr 2016 (Before tackling 800's) Don't procrastinate, take the first step!
Message 22 of 30
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-Wade-
Valued Contributor
‎05-06-2014 08:13 PM
‎05-06-2014 08:13 PM

Re: US Bank denial

@srchick wrote:

Thanks Wade...I'll check it out!

Your welcome Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 23 of 30
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NursePurse
Frequent Contributor
‎05-06-2014 08:18 PM
‎05-06-2014 08:18 PM

Re: US Bank denial

On a lighter note, I was just approved for an Amex Delta - unplanned application as I was searching for flights on their website yay!

EQ FICO 694 TU FICO 689 EXP FICO 695(Started rebuilding in Nov 2013, student loan charge-off's dating from 2011, all marked as paid on CRB's) 14% Utl Chase United Mileage Plus $5G/Citi DoubleCash $4G/USAirways MC $5G/NFCU cashRewards $11,500/Navcheck $10G/Cap1 Quicksilver1 $2,500/Cap1 Quicksilver1 $2G/Gap $2500/Barclay Rewards MC $1G/Walmart $2,500/CareCredit joint $8400 LOFT/Express/VS all $2500 /J.Crew$7500/True Value $3G/True Value Discover$3G/Nordstrom $6G/Amazon $4G/ Amex Hilton HHonors $1G/Chase Amazon $500/Chase Freedom $2G/Paypal MC $4G/Amex Everyday $2G/Venture $5G/Amex Costco$2G
Message 24 of 30
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-Wade-
Valued Contributor
‎05-06-2014 08:20 PM
‎05-06-2014 08:20 PM

Re: US Bank denial

@NursePurse wrote:

On a lighter note, I was just approved for an Amex Delta - unplanned application as I was searching for flights on their website yay!

Again Congrats Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 25 of 30
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NursePurse
Frequent Contributor
‎05-06-2014 08:23 PM
‎05-06-2014 08:23 PM

Re: US Bank denial

@-Wade- wrote:
@NursePurse wrote:

On a lighter note, I was just approved for an Amex Delta - unplanned application as I was searching for flights on their website yay!

Again Congrats Smiley Happy

Thank you so much, this made my day!

EQ FICO 694 TU FICO 689 EXP FICO 695(Started rebuilding in Nov 2013, student loan charge-off's dating from 2011, all marked as paid on CRB's) 14% Utl Chase United Mileage Plus $5G/Citi DoubleCash $4G/USAirways MC $5G/NFCU cashRewards $11,500/Navcheck $10G/Cap1 Quicksilver1 $2,500/Cap1 Quicksilver1 $2G/Gap $2500/Barclay Rewards MC $1G/Walmart $2,500/CareCredit joint $8400 LOFT/Express/VS all $2500 /J.Crew$7500/True Value $3G/True Value Discover$3G/Nordstrom $6G/Amazon $4G/ Amex Hilton HHonors $1G/Chase Amazon $500/Chase Freedom $2G/Paypal MC $4G/Amex Everyday $2G/Venture $5G/Amex Costco$2G
Message 26 of 30
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-Wade-
Valued Contributor
‎05-06-2014 08:32 PM
‎05-06-2014 08:32 PM

Re: US Bank denial

@NursePurse wrote:
@-Wade- wrote:
@NursePurse wrote:

On a lighter note, I was just approved for an Amex Delta - unplanned application as I was searching for flights on their website yay!

Again Congrats Smiley Happy

Thank you so much, this made my day!

Smiley Happy I know it did

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 27 of 30
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Juss11
Frequent Contributor
‎05-06-2014 11:47 PM
‎05-06-2014 11:47 PM

Re: US Bank denial

Do you mind telling me who they pulled? I was going to appy for that same card

Message 28 of 30
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NursePurse
Frequent Contributor
‎05-07-2014 12:50 PM
‎05-07-2014 12:50 PM

Re: US Bank denial

@Juss11 wrote:

Do you mind telling me who they pulled? I was going to appy for that same card

US Bank pulled TU and Amex pulled Experian (not sure if you were referring to the US Bank application or the Amex) and Good Luck Smiley Happy

EQ FICO 694 TU FICO 689 EXP FICO 695(Started rebuilding in Nov 2013, student loan charge-off's dating from 2011, all marked as paid on CRB's) 14% Utl Chase United Mileage Plus $5G/Citi DoubleCash $4G/USAirways MC $5G/NFCU cashRewards $11,500/Navcheck $10G/Cap1 Quicksilver1 $2,500/Cap1 Quicksilver1 $2G/Gap $2500/Barclay Rewards MC $1G/Walmart $2,500/CareCredit joint $8400 LOFT/Express/VS all $2500 /J.Crew$7500/True Value $3G/True Value Discover$3G/Nordstrom $6G/Amazon $4G/ Amex Hilton HHonors $1G/Chase Amazon $500/Chase Freedom $2G/Paypal MC $4G/Amex Everyday $2G/Venture $5G/Amex Costco$2G
Message 29 of 30
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-Wade-
Valued Contributor
‎05-07-2014 02:26 PM
‎05-07-2014 02:26 PM

Re: US Bank denial

@NursePurse wrote:
@Juss11 wrote:

Do you mind telling me who they pulled? I was going to appy for that same card

US Bank pulled TU and Amex pulled Experian (not sure if you were referring to the US Bank application or the Amex) and Good Luck Smiley Happy

Same pulls for me when i got the cards.

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 30 of 30
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