cancel
Showing results for 
Search instead for 
Did you mean: 

US Bank is redic

Moderator Emerita

Re: US Bank is redic

The number I gave you is direct to Credit Card Disputes.

Good luck!
Message 21 of 30
Senior Contributor

Re: US Bank is redic

CFPB says to wait until Experian responds -.-
Those dirty tricks! Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 22 of 30
Super Contributor

Re: US Bank is redic

Well, from what's happening, it's certainly weird, and I won't be surprised if the card does arrive in the mail.

Other lenders are not going to AA you over just 1 new account though. If anything, it'll be due to the total number of accounts you opened recently + your debt amount. One new account with just 1k CL isn't going to change things drastically. You should be fine, I think.

 

3 years 2 months to 3 years 1 month isn't any different, to be honest.

 

Nevertheless, this does seem frustrating. Hope you get it resolved soon.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 23 of 30
Senior Contributor

Re: US Bank is redic

Lexie- that number directed me to a main # for Exp. lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 24 of 30
Senior Contributor

Re: US Bank is redic

Thanks enharu:-)
I'm just OCD about my credit! Grrrr
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 25 of 30
Moderator

Re: US Bank is redic


enharu wrote:

Well, from what's happening, it's certainly weird, and I won't be surprised if the card does arrive in the mail.

Other lenders are not going to AA you over just 1 new account though. If anything, it'll be due to the total number of accounts you opened recently + your debt amount. One new account with just 1k CL isn't going to change things drastically. You should be fine, I think.

 

3 years 2 months to 3 years 1 month isn't any different, to be honest.

 

Nevertheless, this does seem frustrating. Hope you get it resolved soon.

 


+1

Message 26 of 30
Moderator Emerita

Re: US Bank is redic


My bad...800-331-4738. They are closed now, you can leave a msg and they will call you back.
Message 27 of 30
Senior Contributor

Re: US Bank is redic

Haha! Ah okay! I will try that one! Thanks :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 28 of 30
Senior Contributor

Re: US Bank is redic

Yay! Experian removed the account entirely! Just took a day!
Waiting on EQ and TU now.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 29 of 30
Highlighted
Regular Contributor

Re: US Bank is redic

@young....i'm about to send you a PM. Got a question. 


Starting Score: (FICO)(August 29, 2013) 502(EQ) 568(EX) 549(TU)
Current Score: (FICO) (January 28, 2017) 712(EQ) 720(EX) 720(TU)
Goal Score: 720(EQ) 720(EX) 720(TU)

Amex Business Platinum NPSL | Chase Sapphire Preferred $15,000 | Chase Freedom $9000 | Amex ED $1,000 | BofACash Rewards $3100 | Amazon Store Card $4000
Message 30 of 30