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Moderator
09Lexie
Posts: 26,269
Registered: ‎09-13-2012
0

Re: US Bank is redic

The number I gave you is direct to Credit Card Disputes.

Good luck!
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: US Bank is redic

CFPB says to wait until Experian responds -.-
Those dirty tricks! Lol
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Super Contributor
enharu
Posts: 7,132
Registered: ‎02-27-2013
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Re: US Bank is redic

Well, from what's happening, it's certainly weird, and I won't be surprised if the card does arrive in the mail.

Other lenders are not going to AA you over just 1 new account though. If anything, it'll be due to the total number of accounts you opened recently + your debt amount. One new account with just 1k CL isn't going to change things drastically. You should be fine, I think.

 

3 years 2 months to 3 years 1 month isn't any different, to be honest.

 

Nevertheless, this does seem frustrating. Hope you get it resolved soon.

 

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Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: US Bank is redic

Lexie- that number directed me to a main # for Exp. lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: US Bank is redic

Thanks enharu:-)
I'm just OCD about my credit! Grrrr
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Moderator
Kenny
Posts: 5,955
Registered: ‎01-15-2009
0

Re: US Bank is redic


enharu wrote:

Well, from what's happening, it's certainly weird, and I won't be surprised if the card does arrive in the mail.

Other lenders are not going to AA you over just 1 new account though. If anything, it'll be due to the total number of accounts you opened recently + your debt amount. One new account with just 1k CL isn't going to change things drastically. You should be fine, I think.

 

3 years 2 months to 3 years 1 month isn't any different, to be honest.

 

Nevertheless, this does seem frustrating. Hope you get it resolved soon.

 


+1

Starting Score: EQ04: 748 (1/31/14) - TU08: 755 (1/06/14)
Current Score:EX08:776(11/05) - EQ04:770(10/31) - EQ08:796(11/08) - TU08:798(11/18)
Goal Score: 800+
Moderator
09Lexie
Posts: 26,269
Registered: ‎09-13-2012
0

Re: US Bank is redic


My bad...800-331-4738. They are closed now, you can leave a msg and they will call you back.
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: US Bank is redic

Haha! Ah okay! I will try that one! Thanks :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: US Bank is redic

Yay! Experian removed the account entirely! Just took a day!
Waiting on EQ and TU now.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Contributor
JamesKnox
Posts: 228
Registered: ‎08-29-2013
0

Re: US Bank is redic

@young....i'm about to send you a PM. Got a question. 


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