11-05-2012 02:18 PM
Good luck
01-04-2013 06:31 AM
I received the exact same letter yesterday. I called and it was just to confirm it was me applying since they noted I had several recent inquires/new accounts and just wanted to know why that was and that I wasn't the subject of ID theft. Anyway, once verified it gets sent back to their credit department for a final decision.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


