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Regular Contributor
tengtengvn
Posts: 249
Registered: ‎01-18-2009
0

US Bank love

I've been banking with them since 04/2009. Back then my highest CL was$ 3000. I opened a checking/saving accounts with them then app'ed for BBB card and was approved for $4000. 1 month later, they approved a Platinum card with $7000.

Last week, I saw this white Infiniti G37S coupe at the dealer and I was immediately fell in love with it so I pulled the trigger. Dealer's CU offers 3.99% which is good for my 3 years credit history and I wouldn't ask for more. Went to US Bank to get the cash for down payment and I chit chat with the teller. He called me the next hour and ask me if he can run my credit and I let him. Called me again and ask for pay stubs,... and said I'm approved (3 years, 3.5%).

 

Went home and did some online app:

BOA/Declined,

Chase/Declined,

Welfargo/6.3%,

CapOne/Declined,

KeyPoint CU/4.99%.

 

Monday morning, the guy from US Bank called me: "your check is ready". When I was there to get the check, he asked me if I want to upgrade my $2000 LOC account to $11000. I was like: hell yeah...:smileyvery-happy:

Tuesday, I called for CLI and they pumped my BBB CC from $4000 to $8000 and he noted that my Platinum card will be elligible for increase next month since they CLD from $7000 to $6300 5 months ago.

 

Gotta love US Bank.:smileyvery-happy::smileyvery-happy::smileyvery-happy:

What's in your wallet?
-Not Capital One.
Regular Contributor
JackBeNimble
Posts: 175
Registered: ‎04-02-2010
0

Re: US Bank love

 


tengtengvn wrote:

I've been banking with them since 04/2009. Back then my highest CL was$ 3000. I opened a checking/saving accounts with them then app'ed for BBB card and was approved for $4000. 1 month later, they approved a Platinum card with $7000.

Last week, I saw this white Infiniti G37S coupe at the dealer and I was immediately fell in love with it so I pulled the trigger. Dealer's CU offers 3.99% which is good for my 3 years credit history and I wouldn't ask for more. Went to US Bank to get the cash for down payment and I chit chat with the teller. He called me the next hour and ask me if he can run my credit and I let him. Called me again and ask for pay stubs,... and said I'm approved (3 years, 3.5%).

 

Went home and did some online app:

BOA/Declined,

Chase/Declined,

Welfargo/6.3%,

CapOne/Declined,

KeyPoint CU/4.99%.

 

Monday morning, the guy from US Bank called me: "your check is ready". When I was there to get the check, he asked me if I want to upgrade my $2000 LOC account to $11000. I was like: hell yeah...:smileyvery-happy:

Tuesday, I called for CLI and they pumped my BBB CC from $4000 to $8000 and he noted that my Platinum card will be elligible for increase next month since they CLD from $7000 to $6300 5 months ago.

 

Gotta love US Bank.:smileyvery-happy::smileyvery-happy::smileyvery-happy:


 

It must have been the chit-chat with the teller.

 

They just turned me down for an REI Visa after USAA and my CU both joined the JackBeNimble fan club.

 

May I ask, what are your scores?

 

I've looked at the Infiniti G37S coupe.  Nice car.

 

 

-----
04/2010 EQ 656 TU 648
05/2010 EQ 669 TU 664
06/2010 EQ 674 TU 678
07/2010 EQ 666 TU 667
Frequent Contributor
CreditCard101
Posts: 401
Registered: ‎02-23-2009
0

Re: US Bank love

Hey Tengtengvn:

 

Wow very nice move and very nice car too. I love the White Infinitie G37S Coupe too..damn you got a great deal there... ^_^

Regular Contributor
tengtengvn
Posts: 249
Registered: ‎01-18-2009
0

Re: US Bank love

[ Edited ]

 


JackBeNimble wrote:

 

 

It must have been the chit-chat with the teller.

 

They just turned me down for an REI Visa after USAA and my CU both joined the JackBeNimble fan club.

 

May I ask, what are your scores?

 

I've looked at the Infiniti G37S coupe.  Nice car.

 

 


 

My EQ is 728. My Auto Enhanced EQ is 768.


CreditCard101 wrote:

Hey Tengtengvn:

 

Wow very nice move and very nice car too. I love the White Infinitie G37S Coupe too..damn you got a great deal there... ^_^


Thanks! Nice, fast and reliable car.:smileywink:

 

http://www.youtube.com/watch?v=SUzY-21ARaw

What's in your wallet?
-Not Capital One.
Frequent Contributor
CreditCard101
Posts: 401
Registered: ‎02-23-2009
0

Re: US Bank love

so i guess your a balla :smileyvery-happy: lolz..

Regular Contributor
tengtengvn
Posts: 249
Registered: ‎01-18-2009
0

Re: US Bank love

 


CreditCard101 wrote:

so i guess your a balla :smileyvery-happy: lolz..


haha. I came to the US 6 years ago with $100 in my pocket. Work hard and it'll pay off buddy.

 

What's in your wallet?
-Not Capital One.
Frequent Contributor
CreditCard101
Posts: 401
Registered: ‎02-23-2009
0

Re: US Bank love

haha nice, work hard does pay off..

Valued Contributor
Imhotrodcrazy
Posts: 1,395
Registered: ‎03-11-2009
0

Re: US Bank love

US Bank is the only bank I deal with anymore.  They have given me substantial lines of credit on my cc and loc.  I have been with them for many years.   I will also add that I have had mortgage loans, checking accts and savings with them.   They are by far the best bank I have ever dealt with.   IF I ever get a new car,  ( looking real hard at the new  Camaro ),  the only place I will go for the loan is with USB. 

FICOS
TU 794 8/5/14
EX 785 8/5/14
EQ 752 7/28/14

/ Amex 16.5k / / Chase Freedom 10.6k /
Regular Contributor
tengtengvn
Posts: 249
Registered: ‎01-18-2009
0

Re: US Bank love

[ Edited ]

 


JackBeNimble wrote:

 

It must have been the chit-chat with the teller.

 

They just turned me down for an REI Visa after USAA and my CU both joined the JackBeNimble fan club.

 

May I ask, what are your scores?

 

I've looked at the Infiniti G37S coupe.  Nice car.

 

 


According to the lady at my local US Bank, they will be easy on those who have 680+. Open a checking + saving account with them, get your score up to 720+, then app for CC and LOC.

 

What's in your wallet?
-Not Capital One.

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