US Bank new account/inq sensitive?

[trant3]

Havent found much on whether US Bank is new account./inq sensitive, any DP's? I have  4 new accounts in last 6 months, 5-12 INQs on each report in last 2 years. Im thinking about dropping my Amex Plat for the Altitude.

[woodyman100]

---

@trant3 wrote:

Havent found much on whether US Bank is new account./inq sensitive, any DP's? I have  4 new accounts in last 6 months, 5-12 INQs on each report in last 2 years. Im thinking about dropping my Amex Plat for the Altitude.

---

Yes and most definitely yes.

Once you're in though, they do relax a little bit.

They do like relationships

[Schwartzinator]

I opened my first credit card in 2014 through USBank. In April of 2016 I added 4 new accounts and then another account in August of 2016 with USBank. It was instantly approved.

[CreditCuriosity]

Once you are in they relax alot. and become very easy.  Getting in is the problem once in they turn a blind eye to new accounts and inquries.

[Anonymous]

OP-are your current customer of us bank? Altitude is a relationship based approval card. They are inquiry sensitive almost always unless you have a solid relationship with them-checking, savings, cc, loans etc. Best wishes!