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US Bank no longer reporting at end of month?

Frequent Contributor

US Bank no longer reporting at end of month?

I have a US Bank secured card.  Since I have had the card for 14 months, US Bank as reported whatever the balance is on the card on the last day of the month.  It's usually 2 days later, I get the alert about my balance.   However, last month, I didn't get the update till almost the end of March.  

 

Anyone else having these issues?  I need my balance to report ASAP. 


My Cards: CSP: $5,000 // Hyatt: $5,000 // Cap1 Venture: $5,000 // US Bank Plat: $3,500 // Discover: $1,000 // AMEX BCE: $1,000 // Lowes: $5,500 // Furniture Row: $3,500 // Buckle Store Card: $750

Current MyFico Scores: EX 687 EQ 696 TU 687 Gardening from 5/15 till 5/16

Message 1 of 10
9 REPLIES
Valued Contributor

Re: US Bank no longer reporting at end of month?

That happened to me too February,  it reported the balance to Transunion and Experian but didn't report my equifax balance until mid March, thought it weird as well. Hopefully it was just a one time glitch.  On another note why haven't unsecured your card yet? After 12 months you can have your secured card unsecured with them (as long as you haven't had any late payments or other problems with them). Unlike other unsecureable cards with US Bank you have to call in or contact them some way. But they will definitely do it without a HP, at least that was my experience. 

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 2 of 10
Frequent Contributor

Re: US Bank no longer reporting at end of month?

I opened my US Bank card at $500 in 12/12 with a credit score of 433.  Increased to $3,500 9/13.   Called in December to graduate and was declined.  Scores were pretty much where they are now.  Never been late.  Never been over the limit.   Waiting for this to report and after I see this bump, I will call to graduate hopefully!  


My Cards: CSP: $5,000 // Hyatt: $5,000 // Cap1 Venture: $5,000 // US Bank Plat: $3,500 // Discover: $1,000 // AMEX BCE: $1,000 // Lowes: $5,500 // Furniture Row: $3,500 // Buckle Store Card: $750

Current MyFico Scores: EX 687 EQ 696 TU 687 Gardening from 5/15 till 5/16

Message 3 of 10
Valued Contributor

Re: US Bank no longer reporting at end of month?

Ahhh I see. That's weird of them not to unsecure it for you, your scores seem pretty good. I had mine unsecured just recently,  now I need to request a CLI, maybe next month. Good luck, I hope they unsecure it for you this time

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 4 of 10
Frequent Contributor

Re: US Bank no longer reporting at end of month?

Just want them to report.  Going from 64% down to 7%.  Need the bump!  


My Cards: CSP: $5,000 // Hyatt: $5,000 // Cap1 Venture: $5,000 // US Bank Plat: $3,500 // Discover: $1,000 // AMEX BCE: $1,000 // Lowes: $5,500 // Furniture Row: $3,500 // Buckle Store Card: $750

Current MyFico Scores: EX 687 EQ 696 TU 687 Gardening from 5/15 till 5/16

Message 5 of 10
Established Contributor

Re: US Bank no longer reporting at end of month?

+1

US Bank messed up my util ratio. I always used to maz 98% of the card and PIF before statement date. 

Last month, it reported 98% even before the statement and NOT reported for a long time after I PIAD IN FULL..

Message 6 of 10
Frequent Contributor

Re: US Bank no longer reporting at end of month?

US Bank updated overnight.  

 

Really saddened by the 5 point bump for paying down from 64% to 4%.   5 POINTS!  Seriously?


My Cards: CSP: $5,000 // Hyatt: $5,000 // Cap1 Venture: $5,000 // US Bank Plat: $3,500 // Discover: $1,000 // AMEX BCE: $1,000 // Lowes: $5,500 // Furniture Row: $3,500 // Buckle Store Card: $750

Current MyFico Scores: EX 687 EQ 696 TU 687 Gardening from 5/15 till 5/16

Message 7 of 10
Valued Contributor

Re: US Bank no longer reporting at end of month?

I just checked my EQ and EX and they reported the balance on my Cash+ on 3/31


Message 8 of 10
Regular Contributor

Re: US Bank no longer reporting at end of month?

Went 2 months with no reporting, then reported 5 days before the due date.  Really screwed up my util Smiley Sad

Message 9 of 10
Established Contributor

Re: US Bank no longer reporting at end of month?

yea i had that same issue at the end of february-no update on equifax for like 3 weeks. it was fine on TU and Experian though.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 10 of 10