04-02-2014 09:08 PM
I have a US Bank secured card. Since I have had the card for 14 months, US Bank as reported whatever the balance is on the card on the last day of the month. It's usually 2 days later, I get the alert about my balance. However, last month, I didn't get the update till almost the end of March.
Anyone else having these issues? I need my balance to report ASAP.
04-02-2014 09:23 PM
That happened to me too February, it reported the balance to Transunion and Experian but didn't report my equifax balance until mid March, thought it weird as well. Hopefully it was just a one time glitch. On another note why haven't unsecured your card yet? After 12 months you can have your secured card unsecured with them (as long as you haven't had any late payments or other problems with them). Unlike other unsecureable cards with US Bank you have to call in or contact them some way. But they will definitely do it without a HP, at least that was my experience.
04-02-2014 09:32 PM
I opened my US Bank card at $500 in 12/12 with a credit score of 433. Increased to $3,500 9/13. Called in December to graduate and was declined. Scores were pretty much where they are now. Never been late. Never been over the limit. Waiting for this to report and after I see this bump, I will call to graduate hopefully!
04-02-2014 09:35 PM
Ahhh I see. That's weird of them not to unsecure it for you, your scores seem pretty good. I had mine unsecured just recently, now I need to request a CLI, maybe next month. Good luck, I hope they unsecure it for you this time
04-02-2014 09:40 PM
Just want them to report. Going from 64% down to 7%. Need the bump!
04-02-2014 10:48 PM
US Bank messed up my util ratio. I always used to maz 98% of the card and PIF before statement date.
Last month, it reported 98% even before the statement and NOT reported for a long time after I PIAD IN FULL..
04-03-2014 06:22 AM
US Bank updated overnight.
Really saddened by the 5 point bump for paying down from 64% to 4%. 5 POINTS! Seriously?
04-03-2014 08:36 AM
yea i had that same issue at the end of february-no update on equifax for like 3 weeks. it was fine on TU and Experian though.