02-14-2013 04:56 PM
I applied for a us bank secured card through thier web site. Frist I got this message
We're unable to provide a decision about your application at this time. We apologize for the inconvenience. You will be notified of the decision via U.S. Mail in 7 to 10 business days.
02-14-2013 04:59 PM
I would say congrats on your new card. IMO
02-14-2013 05:02 PM
If you really want to know for sure you should call the US Bank Underwriting listed in the BackDoor Numbers area of this site. I was able to call on my secured card when I had one and it had told me it was still processing for like 3 days then finally on the 3rd day I called and it said Congratulations, You are Approved.
My wife has crappy credit and got approved so I'm thinking you should too. They are just going to verify you and then should approve you shortly.
02-14-2013 05:12 PM
Okay I will call them soon. I just thought it was wierd to get both messages
02-14-2013 05:46 PM
Great so I am not alone, I find it very wierd two recieve both messages. I hope it goes through and a I can start gardening since that would give me three credit cards
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.