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US Bank

Established Member

US Bank

Who does USB pull for IL? I'm itching badly...I'm afraid it will be a while before these terms are offered to me again....0%/12moAPR/3.99%BTtil2013/NoBTfee/10.9%varAPRafter. Should I bite? 
TU/724 EX/710 EQ/718
Message 1 of 5
4 REPLIES
Established Contributor

Re: US Bank

Don't know about Illinois, but I can tell you what they pulled for me in Ohio.

Last year when I got my secured card with them, they pulled all 3 (not that they would have found anything, as I didn't have a credit file for them to pull at the time!) - this year they pulled Equifax.
EQ: 723 / TU: 760 (August 2009)
Message 2 of 5
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Established Contributor

Re: US Bank

In Iowa they pulled Equifax as well. Also, I think they want to see 680 and above...that's what I read somewhere.


Starting Score: TU- 682, EQ- 698, EX- 713
Current Score: TU- 723, EQ- 747, EX- 737
Goal Score: 760 PLUS FICO's


Take the myFICO Fitness Challenge

Message 3 of 5
Epic Contributor

Re: US Bank

they do require 680 score.
they are my favorite card I carry, great customer service
not sure who they pull.
Message 4 of 5
Established Contributor

Re: US Bank

I'm also in Ohio but they pulled EX when I applied.
Advice is what we ask for when we already know the answer but wish we didn't.
Message 5 of 5