Established Member
Posts: 18
Registered: ‎03-05-2008

US Bank

Who does USB pull for IL? I'm itching badly...I'm afraid it will be a while before these terms are offered to me again....0%/12moAPR/3.99%BTtil2013/NoBTfee/10.9%varAPRafter. Should I bite? 
TU/724 EX/710 EQ/718
Established Contributor
Posts: 640
Registered: ‎03-28-2008

Re: US Bank

Don't know about Illinois, but I can tell you what they pulled for me in Ohio.

Last year when I got my secured card with them, they pulled all 3 (not that they would have found anything, as I didn't have a credit file for them to pull at the time!) - this year they pulled Equifax.
EQ: 723 / TU: 760 (August 2009)
Established Contributor
Posts: 583
Registered: ‎06-22-2008

Re: US Bank

In Iowa they pulled Equifax as well. Also, I think they want to see 680 and above...that's what I read somewhere.

Starting Score: TU- 682, EQ- 698, EX- 713
Current Score: TU- 723, EQ- 747, EX- 737
Goal Score: 760 PLUS FICO's

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Epic Contributor
Posts: 23,784
Registered: ‎10-23-2007

Re: US Bank

they do require 680 score.
they are my favorite card I carry, great customer service
not sure who they pull.
Fico Scores: EQ- 662., TU 684 Barclay, EX 700 (3/21/15)

You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
72 Cards and Counting :smileytongue:
Established Contributor
Posts: 662
Registered: ‎09-07-2007

Re: US Bank

I'm also in Ohio but they pulled EX when I applied.
Advice is what we ask for when we already know the answer but wish we didn't.
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