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Posts: 82
Registered: ‎02-20-2010
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US bank Cash product change to Plus version?

Anyone had any luck with a product changed? Got approved for the card but got the none plus version. Ironically, I got a 4.5k credit limit., which is nothing to sneeze at.

Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
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Re: US bank Cash product change to Plus version?

I think they are trying to avoid paying out rewards on the Cash+. They did something similiar to me. I am trying to get it PC'd to Cash+, but it is a lengthy process.


Your 4.5k limit very much tells me they were just trying to deny you the rewards of the Cash+. If you would have gotten a $5k limit, it would have been Cash+. Maybe it is a costly product that they are trying to limit.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    

     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor
Posts: 1,473
Registered: ‎09-19-2012
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Re: US bank Cash product change to Plus version?

They denied my application for the Cash+, but sent me the Cash Rewards instead...with a $6.5K limit.


From what I understand, you need at least a $5K limit to qualify for a Visa Signature, so I don't understand why they would deny me the Cash+ but still approve me for another card with such a high limit.

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