Posts: 81
Registered: ‎02-20-2010

US bank Cash product change to Plus version?

Anyone had any luck with a product changed? Got approved for the card but got the none plus version. Ironically, I got a 4.5k credit limit., which is nothing to sneeze at.

Valued Contributor
Posts: 3,097
Registered: ‎10-02-2012

Re: US bank Cash product change to Plus version?

I think they are trying to avoid paying out rewards on the Cash+. They did something similiar to me. I am trying to get it PC'd to Cash+, but it is a lengthy process.


Your 4.5k limit very much tells me they were just trying to deny you the rewards of the Cash+. If you would have gotten a $5k limit, it would have been Cash+. Maybe it is a costly product that they are trying to limit.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    

     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Established Contributor
Posts: 733
Registered: ‎09-19-2012

Re: US bank Cash product change to Plus version?

They denied my application for the Cash+, but sent me the Cash Rewards instead...with a $6.5K limit.


From what I understand, you need at least a $5K limit to qualify for a Visa Signature, so I don't understand why they would deny me the Cash+ but still approve me for another card with such a high limit.

$12K ~ 10/2004
$8K ~ 01/2004
$18K ~ 12/2014
$8.5K ~ 01/2014
$10K ~ 10/2013
$10K ~ 10/2013
$15K ~ 05/2014
$15K ~ 10/2014

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